Fasset review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Fasset suits crypto users who want a prepaid card for everyday spending with no monthly charge, and it is regulated in Dubai. Costs stay low on the card side, with a monthly fee of $0 and free top-ups, while trading carries a taker fee of 1%.
Key facts
- Best for
- A prepaid crypto card with no monthly fee and free top-ups.
- Monthly fee
- $0↗
- Card type
- Prepaid↗
- Top-up fee
- Free - no fee charged when users top-up the card↗
- Cashback rate
- 3.5%↗
- Card network
- Visa↗
- Custody
- Custodial↗
- Legal entity
- Fasset FZE↗
- Headquarters
- United Arab Emirates↗
- Founded
- 2019↗
- Support channels
- Email, Help-centre, Community↗
- Features
- Crypto, Virtual card, Custodial
- Official website
- fasset.com
Crypto exchanges
Crypto earn
- Supported assets
- Ripple, Cardano, Avalanche, Tron, Polkadot, Chainlink, Bitcoin Cash, Litecoin, Uniswap, Arbitrum, Optimism, Polygon, Near, Ethereum, Bitcoin, Solana, Paxos Gold, Tether USDT, Circle USDC, Stellar, Fantom, Ethereum Classic, Algorand, Immutable, Sei, ECash, Tezos, Toncoin, Artificial Superintelligence Alliance, Render, The Graph, Filecoin, Hedera, Stacks, Gala, AltLayer, ZKsync, Arkham, Trust Wallet, Raydium, BNB, ADI↗
- Lock-up terms
- Fixed 30, 60, 90 or 120 days, plus flexible period; assets locked up to 10 days before staking and up to 10 more days before unstaking↗
Facts checked September 26, 2026, 8 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- XLinkedInreddit.com
Pros and cons
Pros
- The card has a monthly fee of $0, and Free - no fee charged when users top-up the card.
- Fasset lists 42 assets, from Bitcoin and Ethereum to Tether USDT and Paxos Gold.
- The card runs on visa and pays cashback at a rate of 3.5%.
- Fiat deposits run through card, bank and apple pay, and the regulator is Virtual Assets Regulatory Authority (VARA), Dubai.
Cons
- Assets sit under a custodial model, so the platform holds them rather than you.
- Trading is charged a taker fee of 1%, so a card that is free to hold is not free to trade on.
- Support runs on email, help centre and community only, with no phone or live chat line listed.
Who it suits
- Crypto users who want a prepaid card for day to day spending rather than a bank card.
- Users who want to fund the account through card, bank and apple pay and are comfortable with a custodial setup.
Who should look elsewhere
- Monzo Flex, for a bank debit card instead of a crypto card, at a monthly fee of £0.
- Wise, if a multi-currency account matters more than crypto card spending, at a monthly fee of £0.
How your money is protected
Assets on Fasset sit under a custodial setup, so the platform holds the balance rather than you holding the keys. Fasset FZE carries a licence from the Virtual Assets Regulatory Authority in Dubai, listed as VL/23/07/002. Anyone who wants their own custody should look elsewhere.
The company behind it
Fasset FZE is the legal entity behind the card, founded in 2019 and registered in the AE. Support runs through email, help centre and community only. The company appears on the Dubai register of the Virtual Assets Regulatory Authority under licence VL/23/07/002, the emirate's virtual asset regulator.
How Fasset compares
8.9 vs 9.4
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8.9 vs 9.0
8.9 vs 9.1A crypto platform with a card of its own and a monthly fee of €0, an alternative for euro based crypto spending.
8.9 vs 8.9
8.9 vs 8.1
8.9 vs 8.2
8.9 vs 9.5
8.9 vs 9.4
8.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.0
8.9 vs 8.9- 8.9 vs 8.8
8.9 vs 8.8
8.9 vs 8.6
8.9 vs 8.5
8.9 vs 8.3
Where Fasset is available
- Available
- Antigua and Barbuda, Australia, Bahamas, Bangladesh, Barbados, Belize, Cayman Islands, Costa Rica, Côte d'Ivoire, Dominican Republic, Egypt, El Salvador, Ghana, Grenada, Guatemala, Honduras, Hong Kong, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pakistan, Panama, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, Singapore, South Africa, Trinidad and Tobago, Turks and Caicos Islands, Uganda, Zambia
- Licence in United Arab Emirates
- Virtual Assets Regulatory Authority (VARA) (VL/23/07/002), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Fasset card cost to hold and to use?+
The card has a monthly fee of $0, and Free - no fee charged when users top-up the card. Trading on the exchange side costs a taker fee of 1%, which sits above the 0.2% median across the platforms compared here. Holding the card is the cheap part, while trading is where the cost lands.
What kind of card does Fasset offer?+
Fasset offers a prepaid card on the visa network, and the card features are listed as crypto, virtual card and custodial. The balance is loaded and spent like a prepaid card rather than drawn from a bank current account, and a virtual card option sits alongside it.
Which assets can I hold and spend with Fasset?+
Fasset lists 42 assets for the card. The selection covers the majors such as Bitcoin, Ethereum and Solana, plus networks including Cardano, Avalanche, Tron and Polkadot, along with Tether USDT, Circle USDC and Paxos Gold. The count sits below the 62 median here.
How do I add fiat money to Fasset?+
Fiat deposits run through card, bank and apple pay, and the platform decides which of those routes applies to your account. Fasset operates as a cex, so the card balance and the trading account sit on one platform rather than being separate products.
What does it cost to take crypto out?+
Every withdrawal is charged a network fee, and Fasset estimates it and shows the figure at checkout, so the cost is visible before a transfer goes out. That sits on top of the card's own charges, and the platform runs as a cex.
Who regulates Fasset?+
Fasset's regulator is Virtual Assets Regulatory Authority (VARA), Dubai, and the licence is listed as VL/23/07/002. The licence is held by the legal entity Fasset FZE, so the regulated company and the brand you sign up to are the same one.
Can I earn on staked assets, and how long are the lock-ups?+
Fasset offers staking with fixed terms and a flexible option. Assets are locked for a set period before they are staked, and for a further wait before they come back, so access to a staked balance is not instant. Holdings sit under a custodial model while they are staked.
Does Fasset offer derivatives trading?+
Fasset offers derivatives on top of its spot exchange, and it runs as a cex. Around 50% of the platforms compared here offer derivatives, so this is a common extra rather than a rarity, and it gives a spot only reader another market to step around.
Sources
- fasset.com checked September 26, 2026
Backs: Cashback rate, Monthly fee, Support channels
“Edge Metal card · 3.5% OWN points cashback · Tap-to-pay worldwide”
- fasset.com/about-us checked September 26, 2026
Backs: Founded
“Founded in 2019 with a simple belief: money shouldn't stop at borders.”
- fasset.com/fasset-card checked September 26, 2026
Backs: Card type, Custody, Features, Top-up fee, Card network
“The Fasset Virtual Card is a prepaid digital card which you can top up in USDT”
- fasset.com/fasset-fze-documents checked September 26, 2026
Backs: Supported assets, Coins listed, Headquarters, Legal entity
“Listed Crypto Currencies”
- fasset.com/terms-and-conditions-for-crypto-staking checked September 26, 2026
Backs: Lock-up terms
“The fixed staking period consists of four options: (1) 30 days; (2) 60 days; (3) 90 days; or (4) 120 days with a higher APR ... The flexible staking period will be offered with a lower APR”
- fasset.com/user-agreement checked September 26, 2026
Backs: Derivatives, Exchange type, Taker fee, Withdrawal fee
“We provide an online trading platform to physically trade cryptographic assets ... and derivatives linked to VFAs or indices thereof”
- fassethelpsupport.zendesk.com/hc/en-us/search checked September 26, 2026
Backs: Fiat deposit methods
“Deposit via Debit Card, Credit Card, Apple Pay and Google Pay; How to deposit via Wire Transfer; How to deposit via Bank Linked Transfer”
- vara.ae/en/licenses-and-register/public-register/fasset-fze checked September 26, 2026
Backs: Regulators, Licences
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.