Provider comparison
Celsius / BlockFi / Voyager (collapsed) vs ether.fi: compare risk grade, apy, fees, regulation, and custody in one head-to-head table.
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of …
ether.fi is a decentralized platform that lets users earn rewards through liquid staking and restaking. It of…
Risk grade
Celsius / BlockFi / Voyager (collapsed)
ether.fi
APY
Celsius / BlockFi / Voyager (collapsed)
ether.fi
Base vs max rate
Celsius / BlockFi / Voyager (collapsed)
ether.fi
Assets
Celsius / BlockFi / Voyager (collapsed)
ether.fi
Lock-up / unbonding
Celsius / BlockFi / Voyager (collapsed)
ether.fi
Custody
Celsius / BlockFi / Voyager (collapsed)
ether.fi
Liquid-staking token
Celsius / BlockFi / Voyager (collapsed)
ether.fi
Payout frequency
Celsius / BlockFi / Voyager (collapsed)
ether.fi
US access
Celsius / BlockFi / Voyager (collapsed)
ether.fi
| Feature | Celsius / BlockFi / Voyager (collapsed) | ether.fi |
|---|---|---|
| Risk grade | BBB | |
| APY | eETH base ETH staking ~3% + restaking/AVS rewards + points (variable, directional); effective yield uncertain and partly points-denominated | |
| Base vs max rate | Base staking rate is modest; 'max' comes from restaking rewards + speculative points/airdrop value (not guaranteed cash yield) | |
| Assets | ETH (eETH/weETH); Cash card spends against staked ETH | |
| Lock-up / unbonding | eETH/weETH liquid; unstake subject to withdrawal queue | |
| Custody | Non-custodial; ADDED risk layer: EigenLayer restaking exposes stake to AVS slashing conditions beyond base ETH slashing | |
| Liquid-staking token | eETH / weETH (liquid restaking token) | |
| Payout frequency | Continuous accrual + periodic points | |
| US access | Yes for staking (permissionless); Cash card availability varies |
Celsius / BlockFi / Voyager (collapsed)
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of transparency. This review examines what went wrong and how to choose safer earn products.
ether.fi
ether.fi is a decentralized platform that lets users earn rewards through liquid staking and restaking. It offers a non-custodial way to participate in Ethereum staking while maintaining liquidity.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
Line up any two providers side by side, or browse the full list to find your next platform.
