| Risk grade |
BB
|
BBB
|
| APY |
Flexible savings low single digits; fixed/promo and dual-asset/liquidity-mining much higher with added risk (directional)
|
eETH base ETH staking ~3% + restaking/AVS rewards + points (variable, directional); effective yield uncertain and partly points-denominated
|
| Base vs max rate |
Large gap; promotional and structured 'max' rates dominate marketing
|
Base staking rate is modest; 'max' comes from restaking rewards + speculative points/airdrop value (not guaranteed cash yield)
|
| Assets |
BTC, ETH, USDT, USDC, SOL and major assets
|
ETH (eETH/weETH); Cash card spends against staked ETH
|
| Lock-up / unbonding |
Flexible or fixed-term; on-chain unbonding applies
|
eETH/weETH liquid; unstake subject to withdrawal queue
|
| Custody |
Post-hack PoR (Hacken) shows >100% collateral on key assets; Earn products deploy assets
|
Non-custodial; ADDED risk layer: EigenLayer restaking exposes stake to AVS slashing conditions beyond base ETH slashing
|
| Liquid-staking token |
-
|
eETH / weETH (liquid restaking token)
|
| Payout frequency |
Daily
|
Continuous accrual + periodic points
|
| US access |
|
Yes for staking (permissionless); Cash card availability varies
|