Erste Bank Crna Gora review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Erste Bank Crna Gora is a Mastercard debit card, so it suits readers who want ordinary bank spending and travel use rather than crypto features. Running costs stay low with a monthly fee of €0.50 and a free ATM allowance of €0, and support runs through phone, chat and help centre.
Key facts
- Best for
- A Mastercard debit card for everyday spending and travel, with a monthly fee of €0.50.
- Monthly fee
- €0.50↗
- Free ATM withdrawals
- €0↗
- Card type
- Debit↗
- Card network
- Mastercard↗
- Support channels
- Phone, Chat, Help-centre↗
- Features
- Travel
- Official website
- erstebank.me
Facts checked September 26, 2026, 2 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- The free ATM allowance of €0 beats the site median of €0.
- Help is available on phone, chat and help centre, so there is more than one way in.
- The card type is debit on the mastercard network, so spending comes straight from the bank balance.
Cons
- The monthly fee of €0.50 puts it behind the free plans at £0 and €0 on cost.
- The feature is travel on a debit card, so crypto purchases are not what this card is built for.
Who it suits
- Existing Erste Bank Crna Gora customers who want a second card for spending and travel.
- Readers who prefer bank-run money to a crypto platform balance and who value help on phone, chat and help centre.
- Anyone happy with a standing monthly charge of €0.50 for a Mastercard debit card.
Who should look elsewhere
- Crypto buyers: Bitpanda pairs a card with a monthly fee of €0, while this card is a bank debit card with a travel focus.
- Readers who want a free monthly plan: Monzo Flex charges £0 against €0.50 here.
How Erste Bank Crna Gora compares
8.7 vs 9.48.7 vs 9.0
8.7 vs 8.28.7 vs 9.5
8.7 vs 9.6
8.7 vs 9.0
8.7 vs 9.1It pairs a card with a monthly fee of €0, making it the closer fit for readers shopping this category.
8.7 vs 8.9
8.7 vs 8.1
8.7 vs 8.2
8.7 vs 9.5
8.7 vs 9.4
8.7 vs 9.2
8.7 vs 9.18.7 vs 9.0
8.7 vs 8.9- 8.7 vs 8.8
8.7 vs 8.8
8.7 vs 8.6
8.7 vs 8.5
8.7 vs 8.3
Where Erste Bank Crna Gora is available
- Available
- Montenegro
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the card cost each month?+
The monthly fee is €0.50, a small standing charge rather than a free plan. It ranks 305 of 379 brands on this measure, and the site median is €0. Wise and Bitpanda sit at £0 and €0.
Are ATM withdrawals free?+
The listed free ATM allowance is €0, against a site median of €0 and an upper quartile of €118.23. It ranks 38 of 104 brands on free withdrawals, so the figure is worth reading against the median.
What kind of card is it?+
It is a debit card, so spending draws on your bank balance rather than a prepaid balance. The card runs on mastercard and the listed feature is travel, which shapes how the bank positions it for customers.
How do I get help?+
Support runs on phone, chat and help centre, so you can reach the bank by phone, in a live chat or through the help centre. That suits readers who want more than a single channel and value bank support alongside the card itself.
Is this a crypto card?+
No, it is a bank card: the type is debit and the feature is travel, focused on travel use. Readers who came for crypto spending on a card should look at the listed alternatives instead.
Who should choose it?+
It suits existing Erste Bank Crna Gora customers who want a second card for everyday spending and travel, and readers who prefer bank-run money to a crypto platform balance. A monthly fee of €0.50 keeps the cost predictable for anyone used to a standing bank charge.
How does it compare on cost?+
On cost this card scores 2, with an overall score of 2. Its monthly fee of €0.50 is higher than the free plans at £0 and €0, so the standing charge is the part that weighs.
Does the card work abroad?+
The listed feature is travel and the card runs on mastercard, so it is aimed at use away from home. Check the free ATM allowance of €0 and your own account terms before you plan a long trip around it.
Sources
- erstebank.me/sr_ME/footer-stanovnistvo/korisne-informacij... checked September 26, 2026
Backs: Support channels
“Call centar 19991 - Chat - informativni centar”
- erstebank.me/sr_ME/stanovnistvo/racuni-i-kartice/kartice checked September 26, 2026
Backs: Features
“Mastercard debitna beskontaktna kartica - kupovina u zemlji, inostranstvu i online”
- erstebank.me/sr_ME/stanovnistvo/racuni-i-kartice/kartice/... checked September 26, 2026
Backs: Free ATM withdrawals, Card type, Monthly fee, Card network
“Mastercard debitna beskontaktna kartica - Podizanje novca sa Erste bankomata 0 EUR”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Protection.
Erste Bank Crna Gora
A Mastercard debit card for everyday spending and travel, with a monthly fee of €0.50.