easybank review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

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Our verdict

easybank is a straightforward euro debit option for anyone who wants to spend from a current account and keep costs at the floor: the monthly fee is €0. It suits business, student and kids customers, though readers shopping for crypto card features will find a plain debit card instead.

Key facts

Best for
Euro spending on a debit card with a €0 monthly fee.
Monthly fee
€0↗
Card type
Debit↗
Card network
Mastercard↗
Audience
Business, Students, Kids
Official website
easybank.at

Facts checked September 26, 2026, 2 sources

Apps and profiles

Get the app
App Store
Elsewhere
Wikidata

Pros and cons

Pros

  • Monthly fee is €0, level with £0 at Monzo Flex, £0 at Wise and $0 at BMW Card von American Express.
  • Monthly fee rank is 1 of 379 brands tracked on the site.
  • One debit card on mastercard serves business, student and kids customers.
  • The site median monthly fee is €0, so easybank sits in the cheapest band of the cards compared.

Cons

  • The card is debit and the network is mastercard, so the free fee buys a spending tool rather than a crypto product.
  • The €0 monthly fee covers the account alone, while the site median free ATM allowance is €0 and the median conversion fee is 1%.
  • Currency conversion is the cost to watch, with a site median of 1% against a median monthly fee of €0.
easybank

Ready to try easybank?

Who it suits

  • Euro account holders who want a debit card with a €0 monthly fee.
  • Business, student and kids customers, the groups this account line covers.
  • Readers who want everyday spending on a bank card and nothing more elaborate.

Who should look elsewhere

  • Readers who want a sterling balance rather than euros, where Monzo Flex at £0 and Wise at £0 cost the same on the monthly fee.
  • Anyone holding dollars, since easybank is priced in euros while BMW Card von American Express lists $0.

Where easybank is available

Available
Austria

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does easybank charge to hold the account?+

The account behind the card carries a monthly fee of €0, and the card itself is debit on mastercard. The fee is the number most readers check first, and easybank sits at the floor of the site's range, where the highest monthly fee is €99.

Is the easybank card a debit card or a credit card?+

It is a debit card, so purchases come out of the money sitting in the account rather than a revolving balance. The card runs on mastercard, and acceptance follows that network. In a comparison of crypto cards that difference matters: this is a spending tool for euros.

Who is easybank aimed at?+

The account line covers business, student and kids customers, and the same debit card on mastercard is used across them. A monthly fee of €0 means a small business or a family can start without a paid plan, which suits households that keep spending simple.

How does easybank compare with Monzo Flex and Wise on price?+

On the monthly fee the three match: €0 at easybank, £0 at Monzo Flex and £0 at Wise. The choice then rests on currency and card type rather than the monthly charge. BMW Card von American Express also lists $0.

What do ATM withdrawals and currency conversion cost?+

A free monthly fee says little about cash or conversion. Across the site the median free ATM allowance is €0 and the median currency conversion fee is 1%. If you take cash out often or spend abroad, weigh those figures before settling on a card.

Where does easybank rank on monthly fee?+

easybank sits at 1 on monthly fee among 379 brands on the site, and its overall score is 6 out of ten. A free monthly fee is common in this field, so that rank reflects a tie rather than an edge, and the rest of the account has to earn the choice.

Can one easybank account serve a business and the kids?+

Business and kids both sit in the listed audience, so a single debit card on mastercard can sit on either side of a household balance. What this does not give you is a crypto card setup. The card is debit on mastercard, and the €0 monthly fee covers the account.

Which payment network does the easybank card use?+

The card runs on mastercard, which 38.9% of the cards on the site also use, making it the more common scheme in this comparison. Network choice rarely shifts the monthly fee, which is €0, but it still decides where the card is accepted at machines and merchants.

Sources

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

easybank

easybank

Euro spending on a debit card with a €0 monthly fee.

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