Djamo review

The monthly fee is XOF 0, so there is nothing to pay simply for keeping the card open. Spending still goes through your balance, so the amount you hold is the amount you can use.

It is a debit card on visa. Because it is a debit card, each payment comes straight out of the money in your account rather than a credit line.

Yes. The service runs through Djamo Cote d'Ivoire and holds a BCEAO licence in Côte d'Ivoire, which is the regulator listed for the country.

The card is built for business users, so it suits people running expenses through a company or a business activity. Djamo is also listed for travel, which makes it a natural pick for trips that mix spending and travel.

Support runs on chat and email, which means you reach the team in writing. There is no phone line listed, so keep your questions and any answers in one place for your records.

The service is run by Djamo Cote d'Ivoire, based in Côte d'Ivoire and founded in 2020. Being a local company in Côte d'Ivoire is the main reason to expect the account to be tailored to the local market.

It is a business focused card, aimed at business users, and the card itself is a debit card. That combination suits spending that needs to be tracked against a business rather than a personal wallet.

Djamo is set up for Côte d'Ivoire, where the company is based and where the licence is held. If you spend regularly in other currencies or countries, a multi currency account may serve the card use better.