Divipay / other regional prepaid brands review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Weel suits Australian businesses that want a straightforward debit card and can absorb the cost of holding it. The monthly fee of AUD 135 is the sticking point, since most cards on the site charge €0 and the 0.95% conversion charge applies on every overseas purchase.
Key facts
- Best for
- Australian businesses that spend in the same currency most of the time.
- Monthly fee
- A$135↗
- Currency conversion fee
- 0.95%↗
- Free ATM withdrawals
- A$0↗
- Card type
- Debit↗
- Card network
- Visa↗
- Legal entity
- Weel Holdings Pty Ltd ACN 617 434 607 (formerly DiviPay Holdings Pty Ltd)↗
- Headquarters
- Australia↗
- Founded
- 2017↗
- Support channels
- Email, Help-centre↗
- Features
- Virtual card, Travel
- Audience
- Business
- Official website
- divipay.com
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- LinkedInXapps.apple.com
Pros and cons
Pros
- Currency conversion runs at 0.95%, below the site median of 1%
- A debit card on the visa network, usable overseas with a virtual card
- Free ATM withdrawals of AUD 0 for day to day cash
- Built for business accounts, with expenses and card controls in one place
Cons
- A monthly fee of AUD 135 applies, and most cards charge €0
- Conversion fees rank high at 113 of 237
- Support runs on email and help centre only, with no phone line listed
Who it suits
- Australian businesses paying suppliers and staff from a single account
- Teams that want a debit card with a virtual option for online subscriptions
Who should look elsewhere
- Anyone who wants no monthly charge, since Monzo Flex charges £0
- Businesses that hold several currencies, where Wise charges £0
- Eurozone buyers, since Bitpanda charges €0
Trading and withdrawal fees
The account carries a monthly fee of AUD 135, which sits well above the site median of €0 and puts the card near the bottom of the monthly fee table at 377 of 379. Currency conversion costs 0.95%, under the 1% median. Cash withdrawals are free at AUD 0, so day to day spending abroad avoids the extra charge as long as purchases stay in the local currency of AU.
How Divipay / other regional prepaid brands compares
8.6 vs 9.4
8.6 vs 9.0
8.6 vs 8.2
8.6 vs 9.5
8.6 vs 9.6
8.6 vs 9.0
8.6 vs 9.1Charges a monthly fee of €0 and suits buyers working in euro.
8.6 vs 8.9
8.6 vs 8.1
8.6 vs 8.2
8.6 vs 9.5
8.6 vs 9.4
8.6 vs 9.2
8.6 vs 9.1
8.6 vs 9.0
8.6 vs 8.9- 8.6 vs 8.8
8.6 vs 8.8
8.6 vs 8.6
8.6 vs 8.5
8.6 vs 8.3
Where Divipay / other regional prepaid brands is available
- Available
- Australia, New Zealand
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the card cost each month?+
The monthly fee is AUD 135. That is the main cost of the account, and it is higher than the site median of €0 for most cards. The card ranks 377 of 379 on this measure.
How much does it cost to spend abroad?+
Currency conversion is charged at 0.95%. That is below the site median of 1%, so overseas spending is cheaper here than on the typical card, though the ranking is 113 of 237. Paying in the local currency avoids the charge.
Are ATM withdrawals free?+
Free withdrawals are set at AUD 0. The card ranks 38 of 104 on free withdrawals. The site median for free withdrawals is €0, so this sits with the pack on cash access.
What kind of card is it?+
It is a debit card on the visa network. A virtual card and travel option is also listed, so staff can hold a virtual card for online subscriptions and travel bookings. Founded in 2017, the business is based in Australia.
Who is the card built for?+
The card is aimed at business users. That matches most of the cards on the site, where 64.6% of the listings serve businesses. It suits teams paying suppliers and staff from one account rather than personal spending.
How do I get help?+
Support runs on email and help centre. There is no phone or chat channel listed, so a help centre and email are the routes. On the site as a whole, 44.7% of listings offer phone support, so it is worth checking alternatives if you want to call.
Is the account regulated?+
The card runs through Weel Holdings Pty Ltd, which was previously called DiviPay Holdings Pty Ltd. No regulator or licence is listed for the brand, so read the terms before keeping a balance on the account.
Sources
- divipay.com checked September 26, 2026
Backs: Headquarters
“address: 320 Pitt St, Sydney, NSW 2000, AU”
- help.letsweel.com/hc/en-us/articles/9897747910927-An-Over... checked September 26, 2026
Backs: Features, Currency conversion fee, Card network
“Your Weel card works overseas by default... Physical and virtual cards work the same way overseas”
- help.letsweel.com/hc/en-us/articles/9898750944655-How-to-... checked September 26, 2026
Backs: Free ATM withdrawals
“Weel's ATM fee (Australian businesses): $3 AUD per withdrawal at an ATM in Australia, and $5 AUD per withdrawal at an ATM outside Australia.”
- letsweel.com/about checked September 26, 2026
Backs: Audience, Card type, Founded, Legal entity, Support channels
“Weel is used by thousands of growing Australian and New Zealand businesses”
- letsweel.com/pricing checked September 26, 2026
Backs: Monthly fee
“Basic $135 per month. Starts at 5 people, $10/month to add more. Prices exclusive of GST.”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
Related by the facts
Divipay / other regional prepaid brands
Australian businesses that spend in the same currency most of the time.