Dinarak review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Dinarak is a Jordanian crypto card built for everyday spending rather than trading, and it suits people who want a plain Mastercard debit card with a JOD 0 monthly charge. It was founded in 2016 and is supervised by the Central Bank of Jordan.
Key facts
- Best for
- Spending crypto in Jordan from a debit card with a JOD 0 monthly fee.
- Monthly fee
- JOD 0↗
- Card type
- Debit↗
- Card network
- Mastercard↗
- Founded
- 2016↗
- Support channels
- Email, Phone, Help-centre↗
- Official website
- dinarak.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXfacebook.cominstagram.com
Pros and cons
Pros
- A debit Mastercard card, so it works at ordinary card terminals rather than only in crypto-specific places
- Monthly fee of JOD 0, with no account cost to carry
- Regulated by the Central Bank of Jordan, which adds a supervisory layer around the card business
- Support runs through email, phone and help centre, so you can reach a person by phone if a payment is stuck
Cons
- The card runs on the Mastercard network, so acceptance follows that network rather than a crypto-native one
- Support is limited to email, phone and help centre, with no live chat listed for quick troubleshooting
- A debit card ties the card to the balance you hold, so there is no credit line to smooth out spending
Who it suits
- You hold or receive crypto in Jordan and want a Mastercard to spend from it day to day
- You would rather avoid any monthly account charge, given the JOD 0 monthly fee
- You want a card issuer that answers to the Central Bank of Jordan
Who should look elsewhere
- You hold Monzo Flex or Wise, which both charge a £0 monthly fee and cover UK and European spending
- You want a card that goes beyond the Mastercard network, since Dinarak's card is a debit Mastercard card
Who runs it
Dinarak started trading in 2016 and is supervised by the Central Bank of Jordan, so the card sits inside a regulated domestic framework rather than an offshore one. If something goes wrong with a payment or a balance, you have a supervisor to point at. Getting hold of the company is straightforward too, with support offered by email, phone and help centre. That mix of a long trading history and clear contact routes tends to matter more than the card design itself when money is involved.
How Dinarak compares
8.9 vs 9.4
8.9 vs 9.0
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8.9 vs 9.5
8.9 vs 9.6
8.9 vs 9.0
8.9 vs 9.1Bitpanda charges a €0 monthly fee on its card and pairs the card with an exchange, which Dinarak's debit card does not cover.
8.9 vs 8.9
8.9 vs 8.1
8.9 vs 8.2
8.9 vs 9.5
8.9 vs 9.4
8.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.0
8.9 vs 8.9- 8.9 vs 8.8
8.9 vs 8.8
8.9 vs 8.6
8.9 vs 8.5
8.9 vs 8.3
Where Dinarak is available
- Available
- Jordan
- Licence in Jordan
- Central Bank of Jordan, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Dinarak card cost to hold?+
The monthly fee is JOD 0, so the card does not add a standing charge to your budget. Spending still costs whatever the merchant charges, and the fee figure covers the account rather than each payment. For a card you use most weeks, that fixed cost is the main thing to weigh.
Is a Mastercard debit card the right shape for spending crypto?+
Dinarak issues a debit card on the Mastercard network, so it is accepted wherever Mastercard is taken. That includes ordinary shops, which is where most crypto card spending happens. A debit card spends from the balance you hold, so it does not extend credit.
Who regulates Dinarak?+
Dinarak is supervised by the Central Bank of Jordan, which sets the rules the company works under. That means card issuance and the handling of balances sit under a domestic regulator rather than an unregistered offshore structure. If you have a dispute, the regulator is a relevant place to raise it.
How do I get help if a payment goes wrong?+
You can reach Dinarak through email, phone and help centre, so email, phone and a help centre are all listed ways in. A card dispute usually needs detail about the transaction, so keep the date, amount and merchant handy before you call. Phone support is the fastest of the listed routes for a blocked payment.
How long has Dinarak been running?+
Dinarak was founded in 2016, so the company has been active for a meaningful stretch rather than being a recent launch. Age is not the same as protection, but it does suggest an established operation. Regulated status under the Central Bank of Jordan matters alongside it.
Who is the Dinarak card aimed at?+
The card suits people who want to spend crypto in Jordan rather than trade it. A debit Mastercard and a JOD 0 monthly fee make it a straightforward everyday payment tool. If your priority is conversion rates or exchange features, an exchange-backed card such as Bitpanda may serve you better.
Sources
- dinarak.com checked September 26, 2026
Backs: Card type, Monthly fee, Card network
“Dinarak Mastercard Cards - Shop and pay online using Mastercard cards”
- dinarak.com/about checked September 26, 2026
Backs: Founded, Licences
“Since our launch in 2016, we have been leading the digital transformation in Jordan”
- dinarak.com/support checked September 26, 2026
Backs: Support channels
“info@dinarak.com - 00962795087460”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.