Deutsche Skatbank review

The account has a monthly fee of €0, so there is no charge to keep it open. Across the brands compared the median monthly fee is €0 and the highest reaches €99, which places this account in the cheapest group.

It is a debit card, so payments come straight from the current account balance rather than from a prepaid balance. Debit is the most common type in the comparison: 73.4% of brands use it, against 21.2% for prepaid and 5.4% for virtual.

The card runs on a local network, which suits paying at home rather than abroad. Local networks are a small share of the brands compared at 3.3%, with 57.6% and 38.9% on international networks.

The cost score is 6 and the overall score is 6. The cost picture is built on a monthly fee of €0 and a debit card on a local network, so the appeal is simplicity rather than a wide range of extras.

They do. Monzo Flex lists a monthly fee of £0, Wise lists £0 and BMW Card von American Express lists $0. A monthly fee of €0 here therefore sits alongside the cheapest accounts in the comparison, though each is quoted in its own currency.

It ranks 1 on monthly fee among 379 brands compared. The monthly fee of €0 also matches €0, the median monthly fee across the brands compared, so the account sits in the cheapest group.

It suits customers who bank in their home market, pay at home and want a current account with a card attached at no monthly cost. A local network card offers little for spending or holding money abroad, so it fits settled domestic banking more than travel.