Danske Bank DK review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Danske Bank's Mastercard debit card is a Danish account for students and families who want simple everyday spending with a monthly fee of DKK 0. It ranks 1 of 379 on monthly fee, while the free cash withdrawal allowance is DKK 0.
Key facts
- Best for
- A Mastercard debit card for Danish students and families paying a monthly fee of DKK 0.
- Monthly fee
- DKK 0↗
- Free ATM withdrawals
- DKK 0↗
- Card type
- Debit↗
- Card network
- Mastercard↗
- Legal entity
- Danske Bank A/S↗
- Headquarters
- Denmark↗
- Support channels
- Phone, Chat, Help-centre↗
- Features
- Travel
- Audience
- Students, Kids
- Official website
- danskebank.dk
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- It is a debit card (debit) on the Mastercard network (mastercard), so it works wherever Mastercard cards are taken.
- A Danish licence granted by Finanstilsynet sits behind the account, run by Danske Bank A/S.
- Support runs on phone, chat and a help centre (phone, chat and help centre).
- Travel is the feature the card is built around (travel), which suits spending away from home.
Cons
- The free cash withdrawal allowance is DKK 0, and the card ranks 38 of 104 on free withdrawals.
- The listed audience is students and kids (student and kids), so the card is narrow rather than general.
- It is a single market card, with the bank and its licence both in Denmark.
Who it suits
- Students in Denmark, one of the audiences the card is listed for (student and kids).
- Parents opening an account for a child, the other listed audience (student and kids).
- People who want one Mastercard debit card (mastercard) and pay a monthly fee of DKK 0.
Who should look elsewhere
- Monzo Flex, priced in sterling at a monthly fee of £0, fits people with a sterling account rather than a Danish one.
- Wise, with a monthly fee of £0, is the alternative to weigh if you want a second free to hold card before choosing.
- Bitpanda, listed at a monthly fee of €0, suits anyone comparing a euro priced card with this Danish one.
How Danske Bank DK compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.2
9.2 vs 9.5
9.2 vs 9.6
9.2 vs 9.0
9.2 vs 9.1Its card fee of €0 places it in the same free to hold group, priced in euros.
9.2 vs 8.9
9.2 vs 8.1
9.2 vs 8.2
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 8.9- 9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6
9.2 vs 8.5
9.2 vs 8.3
Where Danske Bank DK is available
- Available
- Denmark
- Licence in Denmark
- Finanstilsynet, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the card cost each month?+
The card carries a monthly fee of DKK 0. Across the cards listed, that puts it at 1 of 379, so holding it is among the cheapest available. The card itself is a debit card (debit) running on the Mastercard network (mastercard).
Can I take out cash free at ATMs?+
The free cash withdrawal allowance is DKK 0, and the card sits 38 of 104 on free withdrawals. For context, the median free allowance across the site is €0, with the upper quartile reaching €118.23.
Is my money safe and who regulates the bank?+
The account is run by Danske Bank A/S, a bank based in Denmark, and its licence in that country is granted by Finanstilsynet. Deposits sit with a supervised Danish bank rather than an offshore platform, which is the main safety point for anyone weighing a card like this.
Who is the card aimed at?+
The listed audience is students and kids (student and kids), so the card is built for younger customers and for parents setting up spending for a child. It is a narrower target than a general everyday account, and the audience list is the clearest sign of who it is designed around.
What kind of card is it and can I use it abroad?+
It is a debit card (debit) on the Mastercard network (mastercard), and travel is the feature it is built around (travel). Spending draws directly on the balance in your Danish account, so there is no separate balance to top up before a trip.
How do I get help if something goes wrong?+
Support runs on phone, chat and a help centre (phone, chat and help centre), so you can call, chat or search the help centre. Across the site, phone support appears for 44.7% of brands and a help centre for 79.6%, which makes the reach here fairly typical.
How does the cost compare with other cards listed?+
Site wide the median monthly fee is €0 and the median conversion charge is 1%, with the upper quartile of conversion charges at 2.2%. This card's own monthly fee of DKK 0 sits at the free end, while its cash handling is the weaker side.
Sources
- danskebank.dk checked September 26, 2026
Backs: Audience, Headquarters, Legal entity, Licences
“Danske Bank A/S, Bernstorffsgade 40, 1577 Kobenhavn V.”
- danskebank.dk/privat/find-hjaelp/valuta checked September 26, 2026
Backs: Support channels
“Kundeservice - Start chat ... Tlf. (+45) 70 123 456 ... Find hjelp”
- danskebank.dk/privat/produkter/konti/danske-konto checked September 26, 2026
Backs: Free ATM withdrawals
- danskebank.dk/privat/produkter/kort/mastercard-direct checked September 26, 2026
Backs: Card type, Features, Monthly fee, Card network
“Mastercard Hverdag+ - Debetkort uden kredit”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Protection.
Danske Bank DK
A Mastercard debit card for Danish students and families paying a monthly fee of DKK 0.