CTBC Bank review

The card carries a monthly fee of $12, charged to the account it draws from. It is a debit card, so there is no separate prepaid balance to load. Budget the fee as one fixed line in your monthly outgoings.

No. It is a debit card from a bank founded in 1966, not a card that holds or converts digital assets. Readers shopping for crypto-linked cards on this list are looking at a different product with a different scope.

CTBC Bank charges $12 a month, while Monzo Flex lists £0 and Wise lists £0. Bitpanda also lists €0. On the monthly figure alone, the gap to those rivals is wide.

It ranks 365 on monthly fee among 379 brands tracked, and the ranked category median monthly fee is €0. That places CTBC Bank well above the middle of the field on this measure.

It fits people who want a plain bank card as part of an everyday banking relationship rather than a rewards or crypto product. The bank has operated since 1966, which suits readers who weigh an established institution first.

It is a debit card, so spending comes straight from the account balance rather than a loaded balance. The published monthly fee of $12 applies on top. Run the fee against how often you would realistically use the card before settling on it.

Yes on the monthly figure. Wise lists a monthly fee of £0 and Bitpanda lists €0, against $12 here. Their scope differs, since both aim at holding or buying digital assets, while this is a bank card.