Provider comparison
Crypto.com Visa Card vs Nexo Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
The Crypto.com Visa Card lets you earn crypto cashback on purchases and access perks like airport lounge visi…
The Nexo Card is a crypto-backed credit card that lets you spend without selling your assets. It offers crypt…
Effective rewards
Crypto.com Visa Card
Nexo Card
Reward asset
Crypto.com Visa Card
Nexo Card
Staking tier
Crypto.com Visa Card
Nexo Card
Custody
Crypto.com Visa Card
Nexo Card
Annual fee
Crypto.com Visa Card
Nexo Card
FX fee
Crypto.com Visa Card
Nexo Card
ATM fee
Crypto.com Visa Card
Nexo Card
Conversion spread
Crypto.com Visa Card
Nexo Card
Network
Crypto.com Visa Card
Nexo Card
Apple / Google Pay
Crypto.com Visa Card
Nexo Card
Region availability
Crypto.com Visa Card
Nexo Card
| Feature | Crypto.com Visa Card | Nexo Card |
|---|---|---|
| Effective rewards | 1-2% realistic (mid-tiers); 5% ceiling needs $400k CRO staked | 0.5-2% (credit-mode purchases only, not debit) |
| Reward asset | CRO | NEXO (up to 2%) or BTC (up to 0.5%) |
| Staking tier | CRO $0 (1%) / $400 (2%) / $4k (3%) / $40k (5%) / $400k (5%+perks), locked 180 days | Loyalty tier by NEXO-to-portfolio ratio; higher cashback needs >~$5k portfolio and NEXO holdings |
| Custody | Custodial | Custodial |
| Annual fee | No annual fee; some regions charge shipping/issuance | No monthly or annual fee |
| FX fee | None up to monthly limit, then ~0.5-3% | FX fee applies even in EEA/UK, higher on weekends |
| ATM fee | Free to monthly cap (e.g. $200-$1k by tier), then ~2-3% | Free to monthly limit by loyalty tier, then fee |
| Conversion spread | Interbank-ish, no explicit spread disclosed | Standard, applies on debit-mode conversions |
| Network | Visa | Mastercard |
| Apple / Google Pay | Yes | Yes |
| Region availability | US, EEA, UK, Canada, APAC, LATAM (varies) | EEA and UK only (exited US 2024); physical card orders temporarily paused |
Crypto.com Visa Card
The Crypto.com Visa Card lets you earn crypto cashback on purchases and access perks like airport lounge visits. It is a custodial card that requires staking CRO tokens to unlock higher reward tiers.
Nexo Card
The Nexo Card is a crypto-backed credit card that lets you spend without selling your assets. It offers crypto rewards on everyday purchases, but is custodial and requires careful review of terms.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
Line up any two providers side by side, or browse the full list to find your next platform.
