| Effective rewards |
~2-4% realistic (advertised up to 10% in points, capped)
|
1-2% realistic (mid-tiers); 5% ceiling needs $400k CRO staked
|
| Reward asset |
Points redeemable to USDT/USDC/BTC/ETH
|
CRO
|
| Staking tier |
No token lock; reward tier by VIP/trading volume/balance
|
CRO $0 (1%) / $400 (2%) / $4k (3%) / $40k (5%) / $400k (5%+perks), locked 180 days
|
| Custody |
Custodial
|
Custodial
|
| Annual fee |
No annual fee
|
No annual fee; some regions charge shipping/issuance
|
| FX fee |
Applies (verify by region)
|
None up to monthly limit, then ~0.5-3%
|
| ATM fee |
Applies
|
Free to monthly cap (e.g. $200-$1k by tier), then ~2-3%
|
| Conversion spread |
Exchange conversion at spend
|
Interbank-ish, no explicit spread disclosed
|
| Network |
Mastercard/Visa (region-dependent)
|
Visa
|
| Apple / Google Pay |
Yes
|
Yes
|
| Region availability |
EEA and select markets (not US/UK)
|
US, EEA, UK, Canada, APAC, LATAM (varies)
|