| Risk grade |
BBB
|
-
|
| APY |
Flexible ~1-4%, fixed-term and CRO-locked tiers higher (directional)
|
-
|
| Base vs max rate |
Higher rates require CRO stake + fixed lock; flexible base is modest
|
-
|
| Assets |
BTC, ETH, USDT, USDC and 250+ assets
|
-
|
| Lock-up / unbonding |
Flexible (1-day) or fixed 1-3 months
|
-
|
| Custody |
Publishes third-party PoR audits; Earn deploys assets (counterparty risk)
|
-
|
| Liquid-staking token |
None (CeFi)
|
-
|
| Payout frequency |
Weekly
|
-
|
| US access |
Partial, Crypto.com operates in the US but Earn/rewards availability varies by state/product
|
-
|