CoolWallet vs Zengo - HodlCue
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CoolWallet vs Zengo

CoolWallet vs Zengo: compare custody, hardware / software, fees, regulation, and custody in one head-to-head table.

CoolWallet

CoolWallet

CoolWallet is a non-custodial hardware wallet that combines cold storage security with a credit card form fac…

VS
Zengo

Zengo

Zengo is a non-custodial wallet that uses multi-party computation to secure private keys. It is designed for …

Head-to-head comparison

Custody

CoolWallet

Non-custodial (hardware card)

Zengo

Non-custodial (MPC wallet)

Hardware / software

CoolWallet

Hardware

Zengo

Software

Chains and coins

CoolWallet

30+ chains; BTC, ETH, XRP, and major alts

Zengo

120+ assets; BTC, ETH, and major alts

Security certification

CoolWallet

CC EAL6+ SE; encrypted Bluetooth pairing

Zengo

MPC keyless; ISO 27001

Key model

CoolWallet

Seed on EAL6+ chip; biometric unlock optional

Zengo

3-factor MPC (no seed phrase by default)

Price

CoolWallet

CoolWallet S ~$99; Pro ~$149

Zengo

Free; Pro subscription for advanced features

Platforms

CoolWallet

iOS, Android (Bluetooth card form factor)

Zengo

iOS, Android

Bluetooth / mobile

CoolWallet

Encrypted Bluetooth + mobile app (no USB)

Zengo

Mobile-only

Open source

CoolWallet

Closed-source firmware

Zengo

Partially open source components

Staking / DeFi / NFT

CoolWallet

Staking, swaps, and NFTs via CoolWallet app

Zengo

Staking, buy/sell, limited DeFi

Pros & cons

CoolWallet

CoolWallet

Pros

  • Slim credit card design for easy portability
  • Non-custodial with offline private key storage
  • Bluetooth connection for mobile management
  • Supports multiple cryptocurrencies

Cons

  • Requires smartphone and Bluetooth for operation
  • Limited coin support compared to some competitors
  • Relies on battery that may need charging
Zengo

Zengo

Pros

  • Non-custodial with MPC security
  • No seed phrase to manage
  • Easy recovery via email and biometrics
  • Built-in dApp browser
  • Clean, user-friendly interface

Cons

  • Closed-source software
  • Limited asset support compared to some wallets
  • No staking or lending features
CoolWallet

CoolWallet

CoolWallet is a non-custodial hardware wallet that combines cold storage security with a credit card form factor, making it a portable and user-friendly option for managing cryptocurrencies.

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Zengo

Zengo

Zengo is a non-custodial wallet that uses multi-party computation to secure private keys. It is designed for users who want self-custody without the burden of managing seed phrases.

Read review

Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.

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