comdirect - eine Marke der Commerzbank AG review

The account has a monthly fee of €0, so holding it adds nothing to a monthly budget. That puts comdirect at rank 1 on monthly fee among 379 brands compared, and the account charge is the main cost line to weigh.

The card is debit. Spending takes money from the account balance at the time of purchase, which suits readers who pay from funds they already hold rather than settling a bill later. The card type applies to the account as a whole.

comdirect is a brand of Commerzbank AG, so the account and its debit card sit inside an existing banking group. The legal entity is the name that appears on the terms, which matters for readers weighing who stands behind the account.

The cost part of the rating is 6 out of 6, and the monthly fee behind it is €0. Cost is the axis to weigh here, so compare the account charge and the debit card against the other options on this list.

They do not differ. comdirect's monthly fee is €0, and £0 at Monzo Flex, £0 at Wise and $0 at BMW Card von American Express sit at the same level. The choice then rests on the account and the card.

It suits readers who want a bank account first and a card attached, since the account runs as a brand of Commerzbank AG on a monthly fee of €0. It also suits anyone who ranks providers on the account charge rather than on extras.

The card is debit, so a purchase is paid from the balance in the account at the moment it is made. That suits readers who keep the account funded and pay for everything as they go, rather than paying a card bill after payday.