Provider comparison
Celsius / BlockFi / Voyager (collapsed) vs Crypto.com Earn: compare risk grade, apy, fees, regulation, and custody in one head-to-head table.
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of …
Crypto.com Earn offers users the opportunity to earn interest on their cryptocurrency deposits. It is a popul…
Risk grade
Celsius / BlockFi / Voyager (collapsed)
Crypto.com Earn
APY
Celsius / BlockFi / Voyager (collapsed)
Crypto.com Earn
Base vs max rate
Celsius / BlockFi / Voyager (collapsed)
Crypto.com Earn
Assets
Celsius / BlockFi / Voyager (collapsed)
Crypto.com Earn
Lock-up / unbonding
Celsius / BlockFi / Voyager (collapsed)
Crypto.com Earn
Custody
Celsius / BlockFi / Voyager (collapsed)
Crypto.com Earn
Liquid-staking token
Celsius / BlockFi / Voyager (collapsed)
Crypto.com Earn
Payout frequency
Celsius / BlockFi / Voyager (collapsed)
Crypto.com Earn
US access
Celsius / BlockFi / Voyager (collapsed)
Crypto.com Earn
| Feature | Celsius / BlockFi / Voyager (collapsed) | Crypto.com Earn |
|---|---|---|
| Risk grade | BBB | |
| APY | Flexible ~1-4%, fixed-term and CRO-locked tiers higher (directional) | |
| Base vs max rate | Higher rates require CRO stake + fixed lock; flexible base is modest | |
| Assets | BTC, ETH, USDT, USDC and 250+ assets | |
| Lock-up / unbonding | Flexible (1-day) or fixed 1-3 months | |
| Custody | Publishes third-party PoR audits; Earn deploys assets (counterparty risk) | |
| Liquid-staking token | None (CeFi) | |
| Payout frequency | Weekly | |
| US access | Partial, Crypto.com operates in the US but Earn/rewards availability varies by state/product |
Celsius / BlockFi / Voyager (collapsed)
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of transparency. This review examines what went wrong and how to choose safer earn products.
Crypto.com Earn
Crypto.com Earn offers users the opportunity to earn interest on their cryptocurrency deposits. It is a popular product for those looking to generate passive income from idle digital assets.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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