Provider comparison
Binance Earn vs Celsius / BlockFi / Voyager (collapsed): compare risk grade, apy, fees, regulation, and custody in one head-to-head table.
Binance Earn offers a suite of interest-bearing products for crypto holders, allowing users to earn passive i…
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of …
Risk grade
Binance Earn
Celsius / BlockFi / Voyager (collapsed)
APY
Binance Earn
Celsius / BlockFi / Voyager (collapsed)
Base vs max rate
Binance Earn
Celsius / BlockFi / Voyager (collapsed)
Assets
Binance Earn
Celsius / BlockFi / Voyager (collapsed)
Lock-up / unbonding
Binance Earn
Celsius / BlockFi / Voyager (collapsed)
Custody
Binance Earn
Celsius / BlockFi / Voyager (collapsed)
Liquid-staking token
Binance Earn
Celsius / BlockFi / Voyager (collapsed)
Payout frequency
Binance Earn
Celsius / BlockFi / Voyager (collapsed)
US access
Binance Earn
Celsius / BlockFi / Voyager (collapsed)
| Feature | Binance Earn | Celsius / BlockFi / Voyager (collapsed) |
|---|---|---|
| Risk grade | A | |
| APY | Flexible Simple Earn ~1-5%, locked/promotional higher; ETH staking (WBETH/BETH) ~3% APR (directional) | |
| Base vs max rate | Notable max-vs-base gap: locked + promotional 'bonus tier' rates far exceed flexible base | |
| Assets | BTC, ETH, USDT, USDC and 300+ assets; on-chain staking for many PoS coins | |
| Lock-up / unbonding | Flexible (instant) or locked (7-120 days); ETH staking via BETH/WBETH liquid tokens | |
| Custody | Publishes Merkle-tree PoR; Simple Earn products deploy user assets (counterparty risk); very large balance sheet but opaque | |
| Liquid-staking token | WBETH / BETH (ETH staking) | |
| Payout frequency | Daily | |
| US access | No (Binance.com); Binance.US is a separate, more limited entity |
Binance Earn
Binance Earn offers a suite of interest-bearing products for crypto holders, allowing users to earn passive income through flexible savings, staking, and more. It is a custodial service provided by Binance, one of the largest cryptocurrency exchanges.
Celsius / BlockFi / Voyager (collapsed)
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of transparency. This review examines what went wrong and how to choose safer earn products.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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