Provider comparison
Coinbase Card vs Crypto.com Visa Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Coinbase Card lets you spend cryptocurrency directly from your Coinbase account. It is a custodial Visa debit…
The Crypto.com Visa Card lets you earn crypto cashback on purchases and access perks like airport lounge visi…
Effective rewards
Coinbase Card
Crypto.com Visa Card
Reward asset
Coinbase Card
Crypto.com Visa Card
Staking tier
Coinbase Card
Crypto.com Visa Card
Custody
Coinbase Card
Crypto.com Visa Card
Annual fee
Coinbase Card
Crypto.com Visa Card
FX fee
Coinbase Card
Crypto.com Visa Card
ATM fee
Coinbase Card
Crypto.com Visa Card
Conversion spread
Coinbase Card
Crypto.com Visa Card
Network
Coinbase Card
Crypto.com Visa Card
Apple / Google Pay
Coinbase Card
Crypto.com Visa Card
Region availability
Coinbase Card
Crypto.com Visa Card
| Feature | Coinbase Card | Crypto.com Visa Card |
|---|---|---|
| Effective rewards | 1-4% (rotating; 4% on select tokens, 1% on BTC/ETH/DAI) | 1-2% realistic (mid-tiers); 5% ceiling needs $400k CRO staked |
| Reward asset | Rotating (e.g. XLM, GRT, AMP, RLY at 4%; BTC/ETH/DOGE/DAI at 1%) | CRO |
| Staking tier | CRO $0 (1%) / $400 (2%) / $4k (3%) / $40k (5%) / $400k (5%+perks), locked 180 days | |
| Custody | Custodial | Custodial |
| Annual fee | No annual fee | No annual fee; some regions charge shipping/issuance |
| FX fee | No foreign transaction fee | None up to monthly limit, then ~0.5-3% |
| ATM fee | No Coinbase ATM fee (operator fees may apply) | Free to monthly cap (e.g. $200-$1k by tier), then ~2-3% |
| Conversion spread | Spread on crypto sold to fund purchase (Coinbase spread) | Interbank-ish, no explicit spread disclosed |
| Network | Visa | Visa |
| Apple / Google Pay | Yes | Yes |
| Region availability | United States only | US, EEA, UK, Canada, APAC, LATAM (varies) |
Coinbase Card
Coinbase Card lets you spend cryptocurrency directly from your Coinbase account. It is a custodial Visa debit card that converts crypto to fiat at the point of sale.
Crypto.com Visa Card
The Crypto.com Visa Card lets you earn crypto cashback on purchases and access perks like airport lounge visits. It is a custodial card that requires staking CRO tokens to unlock higher reward tiers.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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