Provider comparison
COCA Card vs Plutus Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
COCA Card is a non-custodial crypto card that lets you spend your cryptocurrency directly from your own walle…
The Plutus Card is a non-custodial crypto card that lets you earn up to 3% crypto back on everyday purchases,…
Effective rewards
COCA Card
Plutus Card
Reward asset
COCA Card
Plutus Card
Staking tier
COCA Card
Plutus Card
Custody
COCA Card
Plutus Card
Annual fee
COCA Card
Plutus Card
FX fee
COCA Card
Plutus Card
ATM fee
COCA Card
Plutus Card
Conversion spread
COCA Card
Plutus Card
Network
COCA Card
Plutus Card
Apple / Google Pay
COCA Card
Plutus Card
Region availability
COCA Card
Plutus Card
| Feature | COCA Card | Plutus Card |
|---|---|---|
| Effective rewards | 3-9% PLU but only on eligible spend of GBP250-GBP1,000/month by plan; blended effective rate low | |
| Reward asset | PLU | |
| Staking tier | Paid plan required (Starter GBP6.99 / Everyday GBP9.99 / Premium GBP19.99); optional PLU stake boosts rate/perks | |
| Custody | Non-custodial | Custodial |
| Annual fee | Subscription-based (see plans) | |
| FX fee | ~2.5% | |
| ATM fee | Verify (limited free allowance) | |
| Conversion spread | Fund from fiat/crypto; spread on top-up | |
| Network | Visa | |
| Apple / Google Pay | Yes | |
| Region availability | UK and EEA |
COCA Card
COCA Card is a non-custodial crypto card that lets you spend your cryptocurrency directly from your own wallet. This review explains what it is, who it is for, and what to check before signing up.
Plutus Card
The Plutus Card is a non-custodial crypto card that lets you earn up to 3% crypto back on everyday purchases, combining a prepaid debit card with a self-custodial wallet.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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