COCA Card vs Gnosis Pay Card - HodlCue
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Provider comparison

COCA Card vs Gnosis Pay Card

COCA Card vs Gnosis Pay Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.

COCA Card

COCA Card

COCA Card is a non-custodial crypto card that lets you spend your cryptocurrency directly from your own walle…

VS
Gnosis Pay Card

Gnosis Pay Card

Gnosis Pay Card is a non-custodial crypto debit card that lets you spend your crypto directly from your own w…

Head-to-head comparison

Effective rewards

COCA Card

Gnosis Pay Card

1-5% (interim program 9 Nov 2025 to 30 Jun 2026, then partner-led; not permanent)

Reward asset

COCA Card

Gnosis Pay Card

GNO

Staking tier

COCA Card

Gnosis Pay Card

GNO held in Safe: 0.1 (1%) / 1 (2%) / 10 (3%) / 100 (4%) + 1% OG NFT = 5% max

Custody

COCA Card

Non-custodial

Gnosis Pay Card

Non-custodial

Annual fee

COCA Card

Gnosis Pay Card

No annual fee (card purchase cost)

FX fee

COCA Card

Gnosis Pay Card

0%

ATM fee

COCA Card

Gnosis Pay Card

Verify; generally low

Conversion spread

COCA Card

Gnosis Pay Card

0% conversion fee (EURe stablecoin spend)

Network

COCA Card

Gnosis Pay Card

Visa

Apple / Google Pay

COCA Card

Gnosis Pay Card

Yes (Apple Pay)

Region availability

COCA Card

Gnosis Pay Card

EEA, UK, Brazil (expanding)

Pros & cons

COCA Card

COCA Card

Pros

  • Non-custodial: you control your private keys
  • Direct spending from your own wallet
  • Works at most merchants accepting card payments
  • Enhances privacy and autonomy

Cons

  • Not available in all regions
  • May have higher fees than custodial cards
  • Limited customer support
  • Requires technical knowledge to set up
Gnosis Pay Card

Gnosis Pay Card

Pros

  • Non-custodial, you control your keys
  • Spend directly from your wallet
  • Part of the larger Gnosis ecosystem
  • Accepted at millions of Visa merchants
  • No need to preload funds

Cons

  • Requires technical knowledge
  • May have higher fees than custodial cards
  • Limited availability in some regions
  • Potential for complex setup
COCA Card

COCA Card

COCA Card is a non-custodial crypto card that lets you spend your cryptocurrency directly from your own wallet. This review explains what it is, who it is for, and what to check before signing up.

Read review
Gnosis Pay Card

Gnosis Pay Card

Gnosis Pay Card is a non-custodial crypto debit card that lets you spend your crypto directly from your own wallet. It offers a self-custodial alternative to traditional crypto cards, but requires careful setup and understanding.

Read review

Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.

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