Cleva review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
For people earning across borders, Cleva provides a US based dollar account with GBP and EUR receiving and a virtual USD card. It suits freelancers, remote staff and businesses that want to receive, hold and spend foreign earnings without financial borders.
Key facts
- Best for
- Global earners receiving USD, GBP and EUR
- Card type
- Debit↗
- Legal entity
- Money Service Business (MSB)↗
- Headquarters
- United States↗
- Founded
- 2024↗
- Support channels
- Chat, Help-centre↗
- Features
- Multi-currency
- Official website
- getcleva.com
Facts checked September 26, 2026, 2 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- TrustpilotLinkedInXycombinator.com
Pros and cons
Pros
- US based dollar account held in your own name for global needs
- Receiving across USD, GBP and EUR from employers and global platforms
- Virtual USD card supports spending and transactions around the world
- Business accounts in your business name for worldwide customer payments
Cons
- Saving activity centres on USD Pots rather than wider account choice
- Transfers centre on bank accounts and other Cleva users only
- Currency handling focuses on three supported currencies, limiting broader coverage
Who it suits
- Freelancers receiving pay from foreign clients
- Remote staff paid in dollars or euros
- Small businesses collecting payments worldwide
Who should look elsewhere
- People seeking domestic only banking
Safety and regulation
Cleva requires identity verification using government issued ID before you start receiving and spending. It places accounts in your name or your business name so funds remain clearly assigned. It processes funds through licensed US based financial partners that handle secure processing. It holds registration as a Money Service Business with the Financial Crimes Enforcement Network in the United States'. It frames this structure around peace of mind for people receiving salaries and client payments across borders.
How Cleva compares
Where Cleva is available
- Available
- United States
- Licence in United States
- FinCEN, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Cleva offer?+
Cleva provides personal accounts that receive, hold and save USD alongside GBP and EUR receiving. It also provides business accounts in your business name and a virtual USD card for global transactions.
Which currencies can you receive?+
Cleva supports receiving in USD, GBP and EUR regardless of where you are based. You can receive payments from clients, employers, investors and global freelance platforms. You can then convert balances for use at home.
Who is Cleva for?+
Cleva suits freelancers, remote staff and small businesses with foreign income. It fits people who receive salaries or client payments across borders. It also suits businesses that collect customer payments from worldwide markets.
Which company operates Cleva?+
Cleva is operated by Money Service Business (MSB). (Source, checked September 26, 2026)
Where is Cleva based?+
Cleva is based in United States. (Source, checked September 26, 2026)
When was Cleva founded?+
Cleva was founded in 2024. (Source, checked September 26, 2026)
How can I contact Cleva support?+
Cleva offers support through Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- getcleva.com checked September 26, 2026
Backs: Card type, Features, Headquarters, Legal entity, Support channels, Licences
“USD payments without borders”
- ycombinator.com/companies/cleva checked September 26, 2026
Backs: Founded
“Cleva (YC W24)”
Compiled from 2 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.