Cashi review

The monthly fee is MXN 0, so there is no recurring subscription to budget for. Other cards on the comparison sit at £0 and £0, which keeps the monthly line competitive. Spending costs such as currency conversion fall outside that figure.

The card type is prepaid, not a debit card. Money is loaded onto the account first, then spent from that balance, which separates it from an everyday current account. Readers who want direct access to a bank balance will find a different setup in the alternatives.

Support runs on phone and help centre, so a phone line and a help centre are the routes available. There is no email or live chat option among them, which matters if you prefer to keep a written record. Questions about top-ups, limits and the card itself go through those two routes.

The account sits with Comercio Digital Wal-Mart, S. de R.L. de C.V., the entity named in Cashi's terms. That is the party behind the prepaid balance and the card, so the terms document is the place to check top-up, refund and dispute rules. Support on phone and help centre can answer questions about how the account works day to day.

Cashi is built for use in Mexico, and the card is prepaid, which suits local shop, card and cash spending. A prepaid balance is not the same as a travel wallet holding several currencies, so a multi-currency account may serve readers who move money across borders better.

The monthly fees line up: Cashi at MXN 0, Monzo Flex at £0, Wise at £0 and Bitpanda at €0. With costs so close, the account style, the card being prepaid and the support routes matter more than the monthly charge.

Because the card is prepaid, there is no credit line to dip into. Spending is limited to the balance loaded on the account, so a large purchase needs a top-up first. Readers who want a safety buffer often pick a current account or a card linked to a bank balance instead.