Provider comparison
Bybit Card vs Nexo Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Bybit Card lets you convert and spend crypto for everyday purchases. It is a custodial card that links to you…
The Nexo Card is a crypto-backed credit card that lets you spend without selling your assets. It offers crypt…
Effective rewards
Bybit Card
Nexo Card
Reward asset
Bybit Card
Nexo Card
Staking tier
Bybit Card
Nexo Card
Custody
Bybit Card
Nexo Card
Annual fee
Bybit Card
Nexo Card
FX fee
Bybit Card
Nexo Card
ATM fee
Bybit Card
Nexo Card
Conversion spread
Bybit Card
Nexo Card
Network
Bybit Card
Nexo Card
Apple / Google Pay
Bybit Card
Nexo Card
Region availability
Bybit Card
Nexo Card
| Feature | Bybit Card | Nexo Card |
|---|---|---|
| Effective rewards | ~2-4% realistic (advertised up to 10% in points, capped) | 0.5-2% (credit-mode purchases only, not debit) |
| Reward asset | Points redeemable to USDT/USDC/BTC/ETH | NEXO (up to 2%) or BTC (up to 0.5%) |
| Staking tier | No token lock; reward tier by VIP/trading volume/balance | Loyalty tier by NEXO-to-portfolio ratio; higher cashback needs >~$5k portfolio and NEXO holdings |
| Custody | Custodial | Custodial |
| Annual fee | No annual fee | No monthly or annual fee |
| FX fee | Applies (verify by region) | FX fee applies even in EEA/UK, higher on weekends |
| ATM fee | Applies | Free to monthly limit by loyalty tier, then fee |
| Conversion spread | Exchange conversion at spend | Standard, applies on debit-mode conversions |
| Network | Mastercard/Visa (region-dependent) | Mastercard |
| Apple / Google Pay | Yes | Yes |
| Region availability | EEA and select markets (not US/UK) | EEA and UK only (exited US 2024); physical card orders temporarily paused |
Bybit Card
Bybit Card lets you convert and spend crypto for everyday purchases. It is a custodial card that links to your Bybit account, offering convenience for active traders.
Nexo Card
The Nexo Card is a crypto-backed credit card that lets you spend without selling your assets. It offers crypto rewards on everyday purchases, but is custodial and requires careful review of terms.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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