buddy UniCredit review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
buddy UniCredit is a business debit card for people and companies that want everyday spending with no recurring charge, charging a monthly fee of €0. It suits work spending over personal banking, and cost is not what separates it from the other cards listed.
Key facts
- Best for
- A business account holder who wants a plain debit card with a monthly fee of €0
- Monthly fee
- €0↗
- Card type
- Debit↗
- Support channels
- Chat↗
- Audience
- Business
- Official website
- unicredit.it
Facts checked September 26, 2026, 1 source
Pros and cons
Pros
- Monthly fee of €0 on a business debit card
- Business is the most common audience on the site at 64.6%
- Debit cards are 73.4% of the cards listed, the most common type on the site
- Monthly fees elsewhere on the site reach €99, against €0 here
Cons
- Support runs on chat only, so help depends on a single channel
- Personal accounts are not among its audience, which covers business
- Prepaid and virtual cards are not among its card types, since the card is debit
Who it suits
- Business owners and sole traders who pay suppliers and staff from a work account
- Anyone who wants a debit card at a monthly fee of €0
- Shoppers who want the card type most listed on the site, debit at 73.4%
Who should look elsewhere
- Support seekers who need more than chat
- Anyone hoping to pay less than buddy UniCredit, since Monzo Flex also charges £0
- People after a prepaid or virtual card, where 21.2% and 5.4% cover a small share of the cards listed
How buddy UniCredit compares
8.8 vs 9.4
8.8 vs 9.0
8.8 vs 8.2
8.8 vs 9.5
8.8 vs 9.6
8.8 vs 9.0
8.8 vs 9.1
8.8 vs 8.9
8.8 vs 8.1
8.8 vs 8.2
8.8 vs 9.5
8.8 vs 9.4
8.8 vs 9.2
8.8 vs 9.1
8.8 vs 9.0
8.8 vs 8.9- 8.8 vs 8.8
8.8 vs 8.8
8.8 vs 8.6
8.8 vs 8.5
8.8 vs 8.3
Where buddy UniCredit is available
- Available
- Italy
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does buddy UniCredit cost each month?+
The monthly fee is €0, which matches Monzo Flex at £0 and Wise at £0. Across the cards on the site the median monthly fee is €0, so buddy UniCredit sits at the common level.
Is buddy UniCredit a debit or prepaid card?+
It is a debit card, so spending comes straight from the account balance. Debit cards are 73.4% of the cards listed on the site, with prepaid at 21.2% and virtual at 5.4% making up smaller shares.
Who can open a buddy UniCredit account?+
The account is aimed at business users. Business is the main audience across the site at 64.6%, ahead of kids at 37.8% and student accounts at 17.1%, so the card is built around company spending rather than personal banking.
How do I get help from buddy UniCredit?+
Support runs on chat only. A chat channel appears on 34.9% of the cards on the site, while help centres appear on 79.6%, phone on 44.7% and email on 60.9%, so chat sits in the middle of that range.
How do the fees compare with other cards on the site?+
The monthly fee of €0 matches the site median of €0, while the highest monthly fee listed is €99. On the site ranking, buddy UniCredit sits at 1 among 379 brands compared on this measure.
How does buddy UniCredit compare with the other cards here?+
Monzo Flex lists a monthly fee of £0, Wise lists £0 and BMW Card von American Express lists $0, so the fee alone does not separate them. What differs is the audience, since buddy UniCredit serves business users.
How does the site rate buddy UniCredit overall?+
The cost part is 6 and the overall score is 6, both on the site's own scale. The card itself is a debit card with a monthly fee of €0 for business users.
Sources
- buddy.unicredit.it/tutti-prodotti/conto-genius-buddy checked September 26, 2026
Backs: Audience, Card type, Monthly fee, Support channels
“Conto Genius buddy a canone zero - Conto corrente a canone 0 euro”
Compiled from 1 source page, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
buddy UniCredit
A business account holder who wants a plain debit card with a monthly fee of €0