BSP review

The monthly fee is PGK 0, so the card costs nothing to keep in the account. It is a debit card on the visa network, so payments come straight out of the bank balance rather than a separate card balance.

It is a bank card from BSP Financial Group Limited, funded by a bank account rather than a crypto balance. The card type is debit, the network is visa, and the listed features are multi currency and travel. Anyone shopping for a card that spends crypto balances should look at a crypto card instead.

The listed audience is kids, and the card comes from BSP Financial Group Limited, which has been banking since 1974. That makes it a first card for younger account holders rather than a travel or business card. Adults after a general everyday account would be better served by one of the alternatives.

Support runs on phone, email and help centre, so a call, an email or the help centre covers most questions. The card sits inside BSP Financial Group Limited, so the same bank that holds the balance handles the help.

The listed features are multi currency and travel, so the card is set up for holding more than one currency and for travel spending. The card type is debit, which is the format used by ordinary bank debit cards. The feature set is bank focused, so readers wanting crypto balances at the till should look at a crypto card.

Monthly fees do not separate these cards: BSP charges PGK 0, Monzo Flex £0, Wise £0 and Bitpanda €0. On a card with a fee this low, the currency conversion rate and the free withdrawal allowance matter more for the running cost.

The features listed are multi currency and travel, and the card runs on the visa network, so it is set up to be used abroad in the same way as any bank debit card. A traveller who spends often in several currencies should weigh the conversion rate carefully before choosing.