Brubank review

The monthly fee is ARS 0 for the account behind the card, so the card adds no recurring charge of its own. That puts Brubank level with Monzo Flex at £0 and Bitpanda at €0, which means cost alone will not decide between them.

It is a debit card, so spending comes straight out of your Brubank balance rather than drawing on a line of credit. The card runs on visa, which means acceptance abroad depends on how widely that scheme is accepted.

Virtual card and travel features both appear in the Brubank range, listed under virtual card and travel. That is useful for booking trips online, since a virtual card gives you a card number for the booking without handing over the details of your everyday card.

Support runs on help centre and chat, so a help centre and chat are the channels offered. A phone line is not among them, which matters if you would rather talk someone through a card problem than type it out.

Brubank operates as Brubank S.A.U., was founded in 2017 and is based in Argentina. Those details set the scope of the service: this is a local bank with a debit card, not an international account.

All three come without a monthly charge: ARS 0 at Brubank, £0 at Wise and £0 at Monzo Flex. The real differences sit in the currency each fee is quoted in and in what the account is built for, rather than in the monthly cost.

It is a bank debit card rather than a card for spending crypto, and the features listed are virtual card and travel. If you hold digital assets and want to use them directly, a crypto exchange card such as Bitpanda is the closer fit.