Brex review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Brex is a business-focused debit card with a $0 monthly fee, making it a straightforward option for business spending. Its 3% currency conversion fee is higher than the site median of 1%, so it suits businesses prioritising no monthly card charge over cheaper currency conversion.
Key facts
- Best for
- Business users who want a debit card with no monthly fee.
- Monthly fee
- $0↗
- Currency conversion fee
- 3%↗
- Card type
- Debit↗
- Support channels
- Chat, Phone, Help-centre↗
- Features
- Multi-currency, Travel
- Audience
- Business
- Official website
- brex.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- No monthly fee for the business card: $0
- Debit card format: debit
- Multi-currency and travel features are available: multi currency and travel
- Support includes chat, phone and help centre: chat, phone and help centre
Cons
- The currency conversion fee is 3%, above the site median of 1%
- The card is intended for a business audience: business
Who it suits
- Businesses looking for a debit card with no monthly fee
- Business users who need multi-currency or travel features
- Users who value phone and chat support
Who should look elsewhere
- People comparing mainly on low currency conversion fees, where Monzo Flex may be a better fit
- Businesses that need features outside the listed card positioning
- Household users, since Brex is aimed at a business audience
How it compares on our data
Brex is a business-focused debit card, so its core appeal is straightforward business spending rather than personal use. It offers multi-currency and travel features, and the listed monthly fee is $0. The currency conversion fee is 3%.
Fees
The business card has a monthly fee of $0. Its currency conversion fee is 3%. Brex ranks at 1 on monthly fee among 379 brands, while its currency conversion fee rank is 202 among 237.
How Brex compares
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.6
9.1 vs 9.0
9.1 vs 9.1Bitpanda has a monthly fee of €0, offering another no-monthly-fee comparison point.
9.1 vs 8.9
9.1 vs 8.1
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 8.9- 9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.3
Where Brex is available
- Available
- Australia, Canada, France, Germany, Singapore, United Kingdom, United States
Countries from its affiliate programme (Source)
Frequently asked questions
What is Brex's monthly fee?+
Brex's business card has a monthly fee of $0. That makes the card potentially suitable for businesses that want to avoid a recurring card charge. The fee should be considered alongside the currency conversion fee of 3%.
What is Brex's currency conversion fee?+
Brex's currency conversion fee is 3%. This is above the site median of 1%, so businesses making frequent currency conversions should weigh the cost carefully.
Is Brex a debit or prepaid card?+
Brex is a debit card. The card is therefore positioned around direct business spending rather than the prepaid or virtual card formats listed in the comparison category.
Who is Brex designed for?+
Brex is designed for a business audience. It may suit companies and business users seeking a debit card, while people looking for a personal card may prefer another listed option.
Does Brex offer multi-currency features?+
Brex lists multi currency and travel among its features. This makes the card relevant for business users who need multi-currency or travel functionality, subject to checking the practical terms for their use.
What support channels does Brex offer?+
Brex offers support through chat, phone and help centre. Users can therefore access chat, phone and help-centre support, which may be useful when managing business card questions.
How does Brex rank on monthly fee?+
Brex ranks at 1 on monthly fee among 379 brands. The result is a comparison rather than a standalone claim, so account terms and business eligibility still matter.
How does Brex rank on currency conversion fee?+
Brex ranks at 202 on currency conversion fee among 237. Its fee is 3%, so the ranking is particularly relevant for businesses that frequently spend across currencies.
Sources
- brex.com checked September 26, 2026
Backs: Audience
“integrated financial operations platform for top companies”
- brex.com/contact checked September 26, 2026
Backs: Support channels
“Live Chat: Available 24/7 in the dashboard, Phone: Available 24/7, Help Center: https://www.brex.com/support”
- brex.com/pricing checked September 26, 2026
Backs: Features
“local-currency cards in 50+ countries, Unlimited global cards, accepted in 210+ countries and territories”
- wallethub.com/d/brex-corporate-card-for-startups-3265c checked September 26, 2026
Backs: Card type, Monthly fee
“Daily Card that functions like a debit card for your Brex Cash account”
- brex.com/legal/card checked September 26, 2026
Backs: Currency conversion fee
“up to three percent (3%) of the Charge amount”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.