Bluevine review

Bluevine charges a monthly fee of $0 for the business account, and the card is a debit card, so there is no monthly card charge to budget for. The site median monthly fee across the brands compared is €0, which keeps Bluevine in line with the cheapest accounts in the set.

The account is aimed at business users, and the legal entity behind it is Bluevine Inc.. That focus is why the card is set up for company spending rather than day to day personal banking, and why a business owner is the natural fit for it.

It is a debit card, so spending draws on the money already sitting in the business account. Debit cards are the most common type in the set, at 73.4% of the cards compared, so this is the standard setup rather than an exception.

Support runs on help centre, email and phone, so you can reach the team through a help centre, by email or by phone. Help centre and phone are the more common routes across the brands compared, at 79.6% and 44.7%.

On monthly fee the four sit level: Bluevine charges $0, Monzo Flex £0, Wise £0 and Bitpanda €0. What separates them is audience and card type, since Bluevine is built for business users and issues a debit card.

The company behind the account is Bluevine Inc., founded in 2013 and based in the United States. That base and the business focus mean the account suits companies operating in that market rather than people shopping for a general money account.

Bluevine's monthly fee of $0 places it at position 1 of the 379 brands compared on that measure. The site's cost score for it is 6 and the overall score is 6, so a low fee sits alongside a middling rating.