Bling (formerly Penta) review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bling, formerly Penta, is a prepaid card aimed at kids that keeps the fee side simple but still charges a monthly fee. It suits parents setting up a first card for a child, and the €2.99 monthly charge is the figure to weigh against free rivals.
Pros and cons
Pros
- Built for kids: kids is the audience the card is made for, so a parent can set limits without a full current account.
- The card type is prepaid, so money is loaded before it is spent rather than drawn from a balance.
- The monthly fee is €2.99, a single line item that is easy to compare with the free plans at Monzo Flex, Wise and Bitpanda.
Cons
- The monthly fee of €2.99 puts Bling near the top of the monthly fee table, where the median across the site is €0.
- A prepaid card only holds what has been loaded, so spending is capped by the balance rather than by the child's spending habits.
Who it suits
- Parents opening a first prepaid card for a child
- Anyone happy with a prepaid card and a single €2.99 monthly charge
- Families that want a card designed for kids rather than a general spending account
Who should look elsewhere
- Anyone wanting a free card, since Monzo Flex, Wise and Bitpanda list no monthly fee
- Adults who need a debit card linked to a current account
- People who want to hold a balance and spend from it without topping up first
How Bling (formerly Penta) compares
Monthly fee of €0 and a crypto exchange account, which suits people who want to hold and trade coins as well as spend.
Frequently asked questions
What does the Bling card cost each month?+
The monthly fee is €2.99. Bling, formerly Penta, is a prepaid card, so that charge sits on top of whatever you load. For comparison, Monzo Flex lists £0, Wise lists £0 and Bitpanda lists €0.
What kind of card is the Bling card?+
The card type is prepaid. A prepaid card works from money already loaded onto it, so the balance sets the ceiling on what a cardholder can spend. The balance has to be topped up before spending continues.
Who is the Bling card aimed at?+
The stated audience is kids, so the card is built for children rather than for adult spending. A parent can hand over a prepaid card with a loaded balance and set the ceiling by choosing what to load.
How does Bling compare with free card alternatives?+
Bling charges a monthly fee of €2.99, while Monzo Flex, Wise and Bitpanda list no monthly fee at all. The median monthly fee across the site is €0, which puts Bling well above the typical figure on the comparison.
Is the Bling card a debit card?+
No, it is listed as a prepaid card. Debit cards are the more common type in this category, at 73.4% against 21.2% for prepaid. The difference matters because a prepaid balance has to be loaded before it can be spent.
How does Bling rank on monthly fee?+
It ranks 332 out of 379 brands on monthly fee, which is near the bottom of the table. Cards with no monthly fee are common here, with a median of €0.
What is the cost score for Bling?+
The cost score is 1.3 out of ten, drawn from the €2.99 monthly fee. The overall score on the page is 1.3, and the cost part is the whole of it on this page.
Sources
- docs.blinghelp.de/preisliste.pdf checked September 26, 2026
Backs: Monthly fee
- finextra.com/company-news/8392/bling-card checked September 26, 2026
Backs: Audience, Card type
“prepaid pocket money card and financial education app for kids in Germany”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Bling (formerly Penta)
A prepaid card for a child, on a plan that is easy to load and hand over.