Beobank review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Beobank suits anyone who wants a bank debit card with no monthly charge, and the €0 monthly fee is where it sits on price. That is a narrow advantage: £0 and £0 are free as well, so the currency of your balance and the card type carry the decision.
Key facts
- Best for
- A free to hold bank debit card for everyday spending from a euro current account.
- Monthly fee
- €0↗
- Card type
- Debit↗
- Official website
- beobank.be
Facts checked September 26, 2026, 2 sources
Pros and cons
Pros
- No monthly charge to pay, and Beobank ranks 1 on monthly fee out of 379 brands compared.
- The card is a debit card, the type used by 74.7% of the brands in this category.
- The €0 fee sits against a site high of €99 a month, so nothing is paid out each month to keep it.
Cons
- Free monthly fees are the norm here: the €0 charge matches the site median of €0, so it is weak grounds for switching.
- The €0 fee is quoted in euros, so lining it up against £0 and £0 mixes currencies as much as prices.
- A debit card spends straight from the account balance, so there is no borrowing buffer when the balance is low.
Who it suits
- People in Belgium who want everyday card spending from a bank current account and judge a card on what it costs to hold.
- Readers comparing on the monthly fee: Beobank ranks 1 on that measure out of 379 brands compared.
- Customers of the bank who want a debit card for the current account they already hold.
Who should look elsewhere
- Wise, whose £0 is quoted in pounds, if you keep your balance in sterling.
- BMW Card von American Express, whose $0 is quoted in dollars, if your money sits there.
- Readers focused on card allowances, since the card cost given here is the €0 monthly fee.
How Beobank compares
Where Beobank is available
- Available
- Belgium
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Beobank account cost each month?+
The monthly fee is €0, so holding the account and using the card adds nothing to monthly outgoings. Beobank ranks 1 on monthly fee out of 379 brands compared, and the card itself is a debit card.
Why do the fees show different currencies?+
Each brand quotes its monthly fee in its own currency: €0 for Beobank, £0 for Wise, £0 for Monzo Flex and $0 for the BMW Card von American Express. Since each is free, the currency a balance is kept in matters more than the amount.
What kind of card is it?+
It is a debit card, so payments come straight from your current account balance rather than from a prepaid balance you top up. Debit is also the most common card type in this category, at 74.7% of the brands compared.
Who does the Beobank card suit?+
It fits people who want everyday card spending from a bank current account and judge a card mainly on what it costs to hold. The monthly fee is €0 and the card is a debit card, so the decision comes down to your banking setup rather than the price.
Is a free monthly fee unusual for this kind of account?+
It is typical. The site median monthly fee is €0 and the €0 charge at Beobank matches it, while the highest monthly fee recorded is €99. Being free is the norm here rather than a clear edge.
How does the cost score compare?+
The cost part of the score is 6 and the overall score is 6, so price is mid pack rather than standout. The €0 fee ties the €0 site median against a recorded high of €99.
What should I check before choosing Beobank instead?+
Start with price and card type: the monthly fee is €0 and the card is a debit card that draws on the account balance. If you hold sterling, £0 and £0 are quoted in pounds, so the currency you keep your money in matters as much as the fee.
Sources
- beobank.be/fr/payer/comptes-courants.html checked September 26, 2026
Backs: Card type
- beobank.be/fr/payer/comptes-courants/compte-go.html checked September 26, 2026
Backs: Monthly fee
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Beobank
A free to hold bank debit card for everyday spending from a euro current account.