BCP review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
BCP stands apart from single purpose card issuers because it operates as a full bank serving individuals alongside smaller and larger businesses. For readers seeking everyday banking with credit cards and personal lending in one place, it offers a familiar consolidated option.
Key facts
- Best for
- Everyday Peruvian banking with cards and loans
- Card type
- Debit↗
- Legal entity
- Banco de Credito del Peru↗
- Official website
- viabcp.com
Facts checked September 26, 2026, 2 sources
Pros and cons
Pros
- Personal banking solutions sit beside dedicated services for smaller and larger businesses
- Credit card applications are available through the website for added convenience
- Personal loans form part of the same everyday banking relationship
- Mobile banking supports account operations from different locations
Cons
- Peruvian centred banking focus narrows relevance outside its home market
- Card evidence centres on credit cards rather than wider card choice
Who it suits
- Smaller businesses seeking banking alongside personal accounts
- Customers wanting cards and loans from one bank
Who should look elsewhere
- People living outside its Peruvian home market
How BCP compares
Frequently asked questions
Which banking products does BCP cover?+
BCP covers personal financial solutions alongside services for smaller and larger businesses. Its visible range includes credit cards, personal loans and protection cover for cards, plus motor cover offered as SOAT Virtual and mobile banking for daily operations.
Who will find BCP most useful?+
Individuals who want everyday personal banking, credit cards and personal loans from one bank may find BCP useful. Smaller and larger businesses that prefer banking with an established Peruvian provider will also recognise its structure.
Does BCP offer guidance on managing money?+
BCP provides articles and learning materials that explain how to handle money in plain terms. Visitors can test their knowledge and work toward certification through its education section. The offer sits alongside banking products for individuals and businesses.
Which company operates BCP?+
BCP is operated by Banco de Credito del Peru. (Source, checked September 26, 2026)
Sources
- viabcp.com checked September 26, 2026
Backs: Legal entity
- viabcp.com/tarjetas/debito checked September 26, 2026
Backs: Card type
“Tarjetas de Debito | BCP”
Compiled from 2 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.