Bank of Maldives digital banking review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bank of Maldives digital banking suits travellers and customers who want a Visa debit card with multi-currency and virtual-card options. Its free ATM allowance of $10 is a useful starting point, though the listed alternatives offer larger allowances for frequent cash withdrawals.
Key facts
- Best for
- Bank of Maldives customers seeking a multi-currency debit card for travel and everyday banking.
- Free ATM withdrawals
- $10↗
- Card type
- Debit↗
- Card network
- Visa↗
- Legal entity
- Bank of Maldives PLC↗
- Headquarters
- Maldives↗
- Founded
- 1982↗
- Support channels
- Phone, Chat, Help-centre↗
- Features
- Multi-currency, Virtual card, Travel
- Official website
- bankofmaldives.com.mv
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- A debit card for everyday banking, with multi-currency, virtual-card and travel features.
- Visa payment support through the visa network.
- A free ATM allowance of $10.
- Support by phone, chat and a help centre through phone, chat and help centre.
Cons
- The $10 free ATM allowance is below the allowances listed for Monzo Flex, Wise and Starling Personal Account Debit Card.
- The free ATM allowance ranks at 32 among 104 compared brands.
Who it suits
- Customers who want a Visa debit card with multi-currency and virtual-card options.
- Travellers who value a card with dedicated travel features.
- Bank of Maldives customers who prefer support by phone, chat and a help centre.
Who should look elsewhere
- Monzo Flex may suit customers who want a larger free ATM allowance.
- Wise may suit customers whose priority is a larger free ATM allowance.
- Starling Personal Account Debit Card may suit customers who want a free ATM allowance, based on its listed comparison value.
How Bank of Maldives digital banking compares
9.5 vs 9.4
9.5 vs 9.0
9.5 vs 8.2
9.5 vs 9.5
9.5 vs 9.6
9.5 vs 9.0
9.5 vs 9.1
9.5 vs 8.9
9.5 vs 8.1
9.5 vs 8.2
9.5 vs 9.5
9.5 vs 9.4
9.5 vs 9.2
9.5 vs 9.1
9.5 vs 9.0
9.5 vs 8.9- 9.5 vs 8.8
9.5 vs 8.8
9.5 vs 8.6
9.5 vs 8.5
9.5 vs 8.3
Where Bank of Maldives digital banking is available
- Available
- Maldives
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What type of card does Bank of Maldives digital banking offer?+
Bank of Maldives digital banking offers a debit card. Its listed features also include a virtual-card option, so customers can compare the practical use of a physical banking card and a virtual card.
Which payment network does the Bank of Maldives card use?+
The card operates on the visa network. This identifies the payment network listed for Bank of Maldives digital banking and makes the card offering easier to compare with other network choices.
What travel and currency features are available?+
The listed card features include multi-currency, virtual-card and travel options. These features position Bank of Maldives digital banking for customers who want card services alongside foreign transactions and travel use.
How much can customers withdraw from ATMs free of charge?+
The listed free ATM allowance is $10. This is lower than the comparison allowances listed for Monzo Flex, Wise and Starling Personal Account Debit Card.
How can Bank of Maldives customers get support?+
Customer support runs through phone, chat and help centre. Customers can therefore use phone support, live chat or the help centre, depending on the assistance they need.
Which legal entity is behind Bank of Maldives digital banking?+
The listed legal entity is Bank of Maldives PLC. It is based in Maldives and was founded in 1982.
How does the free ATM allowance compare with the alternatives?+
Bank of Maldives digital banking lists $10, compared with £200 for Monzo Flex, £250 for Wise and £0 for Starling Personal Account Debit Card.
Sources
- atmfeesaver.com/cash-currency-exchange-atms-in-maldives checked September 26, 2026
Backs: Free ATM withdrawals
“ATM cash withdrawal overseas is limited to USD 125 per month for debit cards with a USD 10 fee per cash withdrawal overseas”
- en.wikipedia.org/wiki/Bank_of_Maldives checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Bank of Maldives was officially inaugurated on 11 November 1982”
- bankofmaldives.com.mv/articles/788/bank-of-maldives-incre... checked September 26, 2026
Backs: Features, Card network
“expanded its digital ecosystem with features such as online account opening, instant card issuance, wallet-to-wallet transfers, NFC-enabled tap to pay, and 24/7 online banking support”
- bankofmaldives.com.mv/customer-service checked September 26, 2026
Backs: Support channels
“customer service team is available 24 hours, 7 days a week to assist customers. Aaya is an intelligent chatbot available 24-hours through their website, Facebook Messenger, Viber and WhatsApp”
- bankofmaldives.com.mv/personal/cards/debit-cards checked September 26, 2026
Backs: Card type
“Debit cards available”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Protection.
Bank of Maldives digital banking
Bank of Maldives customers seeking a multi-currency debit card for travel and everyday banking.