Bank Norwegian review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bank Norwegian suits travellers who want a plain Visa card with no monthly or conversion charge. It is a branch of NOBA Bank Group AB, and its monthly fee of NOK 0 and currency conversion fee of 0% put it in first place on both measures in our crypto card data.
Key facts
- Best for
- Travellers who want a fee free Visa card for spending abroad.
- Monthly fee
- NOK 0↗
- Currency conversion fee
- 0%↗
- Card network
- Visa↗
- Legal entity
- Bank Norwegian, en filial av NOBA Bank Group AB (publ)↗
- Founded
- 2007↗
- Support channels
- Help-centre↗
- Features
- Travel
- Official website
- banknorwegian.no
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Monthly fee of NOK 0 on the credit card account
- Currency conversion fee of 0%, ranked 1 of 237 crypto cards
- Built for travel, its main listed feature
- Runs on the Visa network, the most common one in this ranking
Cons
- Support is limited to a help centre as listed under help centre
- The card is built around travel, so nothing else is listed as a feature under travel
- It is a branch of NOBA Bank Group AB rather than a standalone issuer, which Bank Norwegian, en filial av NOBA Bank Group AB (publ) makes clear
Who it suits
- Travellers who pay in foreign currency and want no conversion charge
- Anyone who wants a Visa card with no monthly fee
- Card users who are happy to handle queries through a help centre
Who should look elsewhere
- Monzo Flex, if you want a wider set of listed features and plans alongside the card
- Wise, if currency conversion is the main thing you do
- Bitpanda, if you want a crypto focused card rather than a travel one
How it compares on our data
On the data we hold, Bank Norwegian leads the crypto card ranking on both charge measures. Its monthly fee of NOK 0 places it at 1 of 379 brands, and its currency conversion fee of 0% places it at 1 of 237. For a card aimed squarely at travel, those are the two costs most likely to show up on a statement, and both come out at nothing.
How Bank Norwegian compares
8.9 vs 9.48.9 vs 9.0
8.9 vs 8.28.9 vs 9.5
8.9 vs 9.6
8.9 vs 9.0
8.9 vs 9.1Consider it if you want a crypto centred card, with a monthly fee of €0.
8.9 vs 8.9
8.9 vs 8.1
8.9 vs 8.2
8.9 vs 9.5
8.9 vs 9.4
8.9 vs 9.2
8.9 vs 9.18.9 vs 9.0
8.9 vs 8.9- 8.9 vs 8.8
8.9 vs 8.8
8.9 vs 8.6
8.9 vs 8.5
8.9 vs 8.3
Where Bank Norwegian is available
- Available
- Denmark, Finland, Germany, Norway, Spain, Sweden
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much is the Bank Norwegian monthly fee?+
The monthly fee is NOK 0 on the credit card, so there is no standing charge to budget for. That puts the card at 1 of 379 brands in our crypto card data on this measure.
What does Bank Norwegian charge to convert currency?+
The currency conversion fee is 0%, which is the strongest of the costs we track. It ranks 1 of 237 crypto cards, so spending in another currency does not add a conversion charge to the bill.
Which network does the Bank Norwegian card run on?+
The card runs on visa, so it should be accepted wherever Visa is accepted. Visa is also the most common network in our crypto card data, which makes it the safer choice of network for a card used abroad.
Who issues the Bank Norwegian card?+
The card comes from Bank Norwegian, a branch of NOBA Bank Group AB, as Bank Norwegian, en filial av NOBA Bank Group AB (publ) shows. The card itself is a credit card rather than a debit card, and travel is its one listed feature under travel.
What kind of card is the Bank Norwegian card?+
It is a credit card built for travel, with travel the only feature listed under travel. Debit cards make up the bulk of crypto cards in our data, so anyone expecting a debit account for everyday spending should look elsewhere.
How do I get help from Bank Norwegian?+
Customer service runs through a help centre, which is the only channel listed under help centre. There is no phone or live chat option recorded, so it suits people who are comfortable resolving questions in writing.
When was Bank Norwegian founded?+
The bank was founded in 2007, so it is an established operation rather than a new entrant. Its card product is aimed at travel, and it is issued through NOBA Bank Group AB.
Is the Bank Norwegian card free?+
On the two costs we can price, yes: the monthly fee is NOK 0 and the currency conversion fee is 0%. Other costs, such as spending outside Norway or any credit interest, are not part of what we hold, so check the terms before you rely on the card abroad.
Sources
- banknorwegian.no/kredittkort checked September 26, 2026
Backs: Features, Monthly fee
“Reise- og avbestillingsforsikring inkludert”
- banknorwegian.no/kundeservice checked September 26, 2026
Backs: Support channels
- banknorwegian.no/om-oss checked September 26, 2026
Backs: Founded
“Bank Norwegian ble etablert i Norge i 2007”
- finodo.com/en-DE/credit-card/bank-norwegian-visa checked September 26, 2026
Backs: Currency conversion fee, Legal entity, Card network
“Foreign transaction fee worldwide 0.00%”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Card type, Protection.