Bank Mandiri review
Updated October 12, 2026 · HodlCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Bank Mandiri serves Indonesia as a full service bank with savings, loans, cards, investment cover and business services. Its debit card gives you domestic, overseas and online payments with added comfort and security, so it works for people who want everyday banking and card spending in one place.
Key facts
- Best for
- Everyday debit spending at home, abroad and online
- Card type
- Debit↗
- Official website
- bankmandiri.co.id
Facts checked September 26, 2026, 1 source
Pros and cons
Pros
- Debit card supports transactions inside the country, abroad and online
- Wide personal range spans savings, loans, credit cards, investment and insurance
- Digital access through e-banking plus Livin by Mandiri super app
- Business support includes cash management, treasury and international banking
Cons
- Very broad personal and business range extends well beyond debit cards
- Smart Branch service centres on an in person banking experience
Who it suits
- People banking in Indonesia who want card plus savings and loans
- Shoppers paying in person, abroad and online with one debit card
- Small firms and larger businesses seeking cash and treasury tools
Who should look elsewhere
- People who want only investment or insurance cover
How Bank Mandiri compares
Frequently asked questions
What can you do with Kartu Mandiri Debit?+
You can use Kartu Mandiri Debit for everyday payments inside the country, for spending while travelling abroad and for online purchases. The card aims to keep each payment easy, comfortable and secure. It sits alongside wider savings and electronic banking tools for daily money management.
Which products does Bank Mandiri cover?+
Bank Mandiri covers savings solutions, adaptable loan options, credit cards, investment and insurance cover, and money transfer services. Business cover includes cash management, treasury and international banking, plus priority and private services. Electronic banking supports access across personal and business needs.
How do app and online access work?+
Mandiri e-banking lets you handle transactions easily at any time and from any place. Livin by Mandiri acts as the financial super app, while Kopra by Mandiri serves wholesale digital needs. Together they support daily payments, transfers and wider account activity without visiting a branch.
Where can you send and receive money?+
You can send and receive money across the world through the bank transfer service, which focuses on simple and safe movement of funds. The bank also supports treasury activity and business transactions that reach abroad. Private, priority and business teams provide further help for cross border needs.
Sources
- bankmandiri.co.id/en/web/guest/livin/edukasi/cara-aktivas... checked September 26, 2026
Backs: Card type
“by replacing your Bank Mandiri Debit Card”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.