BAM review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
BAM centres on savings reception that routes bank transfers through a linked telephone number for everyday use. For people moving funds between banks and a mobile balance, it offers a direct path that keeps the destination details tied to a familiar number.
Key facts
- Best for
- Bank transfers to phone linked savings accounts
- Monthly fee
- GTQ 0↗
- Legal entity
- Banco Agromercantil de Guatemala↗
- Headquarters
- Guatemala↗
- Founded
- 2025↗
- Official website
- nequi.com.gt
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- Wikidatainstagram.com
Pros and cons
Pros
- Provides savings reception that links directly to a mobile telephone number
- Appears as a clear choice within a straightforward transfer path for senders
- Connects bank reception with mobile sending without complicated account numbers
Cons
- Shows a single savings type in the transfer route shown
- Appears only as a destination inside a guided bank transfer flow
Ready to try BAM?
Who it suits
- Senders moving funds to phone linked balances
- Recipients receiving transfers through a mobile number
Who should look elsewhere
- People wanting wider choices beyond savings
How BAM compares
Where BAM is available
- Available
- Guatemala
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does BAM offer for people moving money?+
BAM provides savings accounts that receive transfers identified by a telephone number. The transfer route asks for BAM as the destination and savings as the type. This setup links everyday bank reception to a mobile linked balance in a simple way.
How do transfers to BAM work in plain terms?+
Senders choose the transfer option and then select other banks from the choices shown. They enter BAM, select savings as the type and write the telephone number linked to the destination. Funds travel directly once the details read correctly and match the intended recipient.
Who finds BAM useful in this setup?+
BAM suits people who move funds between a bank and a mobile linked balance. It helps senders who already know the destination telephone number and want a clear choice. It also helps recipients who collect everyday transfers through that familiar number.
How does BAM keep bank details simple for senders?+
BAM uses the destination telephone number as the savings number for routing. Senders enter the name, select the savings type and add that number without separate codes. Recipients collect the transfer in the mobile balance once the information matches.
Does BAM charge a monthly fee?+
The monthly fee at BAM is GTQ 0. (Source, checked September 26, 2026)
Which company operates BAM?+
BAM is operated by Banco Agromercantil de Guatemala. (Source, checked September 26, 2026)
Where is BAM based?+
BAM is based in Guatemala. (Source, checked September 26, 2026)
When was BAM founded?+
BAM was founded in 2025. (Source, checked September 26, 2026)
Sources
- bancolombia.com/acerca-de/sala-prensa/noticias/presencia-... checked September 26, 2026
Backs: Founded, Legal entity
“Nequi arrived in Guatemala in March 2025”
- nequi.com.gt checked September 26, 2026
Backs: Headquarters
- nequi.com.gt/personas/usa-tu-nequi checked September 26, 2026
Backs: Monthly fee
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Card type, Protection.
BAM
Bank transfers to phone linked savings accounts