Aur review

It is a debit card from Kviku banki hf., a bank in Iceland. The card runs on visa and comes with a virtual card option, so it works as an everyday bank card rather than a card tied to crypto.

The monthly fee is ISK 0, so there is no standing charge for keeping the account open. Spending and currency conversion are charged separately, and the conversion fee is the number that matters most for travel.

The conversion fee is 2.6%, which is above the 1% typical of the cards compared here. Spending in another currency therefore costs more than it would on a card closer to the middle of the field.

Yes, a virtual card is one of the listed features, alongside travel. It gives you a separate card number for online payments and subscriptions, useful when you would rather not hand over your physical card details.

The card runs on visa, which is the network most of the cards compared on this page use, so acceptance is broad. The account does not offer a second network alongside it.

The account sits with Kviku banki hf., a bank based in Iceland. Because it is a bank account rather than a crypto account, the money and the card are handled the way an ordinary current account is.

Support runs on email and phone, which covers both email and phone. Contact by either route goes through the same bank, Kviku banki hf., that holds the account.

Aur's monthly fee is ISK 0, the same free level as £0 at Monzo Flex, £0 at Wise and €0 at Bitpanda. The difference between these options is conversion cost and account type, not the monthly charge.