AU Small Finance Bank review
Updated October 13, 2026 · HodlCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
For Indian households and small businesses seeking one banking relationship, AU Small Finance Bank offers 30 years of personal, business, corporate and NRI banking. AU Small Finance Bank combines savings accounts, fixed deposits, credit cards and loans with branch reach across many villages.
Key facts
- Best for
- Indian personal, business and NRI banking in one place
- Official website
- aubank.in
Pros and cons
Pros
- Covers personal, business, corporate and NRI banking together
- Provides savings accounts, fixed deposits, credit cards and loans
- Maintains more than 1,000 microfinance branches across villages
- Offers financial tools and calculators that support planning
Cons
- Range stays centred on India, which narrows use abroad
- Broad personal and business mix can feel wide for one need
Who it suits
- Indian households managing savings and everyday banking
- Small businesses and entrepreneurs seeking banking support
- Non resident Indians maintaining home country banking
Who should look elsewhere
- People seeking banking outside India
How AU Small Finance Bank compares
Frequently asked questions
What products does AU Small Finance Bank offer?+
AU Small Finance Bank covers credit cards, savings accounts, fixed deposits, car loans and personal loans. It also provides business banking, corporate banking and NRI banking. You can keep everyday banking, borrowing and business needs within one institution.
Which customers does AU Small Finance Bank serve?+
AU Small Finance Bank serves personal customers, businesses, corporate clients and non resident Indians. It also supports microfinance customers across many villages and mentions MSME customers. You can approach it for household, entrepreneurial or cross border banking needs.
Where does AU Small Finance Bank operate?+
AU Small Finance Bank describes itself as rooted in Bharat with branch activity including Kerala. It reports more than 1,000 microfinance branches reaching customers across many villages. You will find its presence concentrated within India rather than abroad.
What is the company behind AU Small Finance Bank?+
AU Small Finance Bank points to a journey of 30 years built around purpose, progress and possibilities. It highlights long standing activity in mobility, entrepreneurship and financial inclusion. You can view it as an established small finance bank with broad community reach.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.