ASA Banka review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
ASA Banka is a domestic bank in Bosnia and Herzegovina that combines cards with accounts, savings, loans and digital banking. For people who want everyday banking and branch plus machine coverage in one place, it keeps everything under one roof.
Key facts
- Best for
- Everyday banking in Bosnia and Herzegovina
- Card type
- Debit↗
- Card network
- Mastercard↗
- Official website
- asabanka.ba
Facts checked September 26, 2026, 1 source
Pros and cons
Pros
- Maintains a machine network across Bosnia and Herzegovina for cash access.
- Offers mobile and online banking for balance checks and transactions remotely.
- Provides savings choices including frequent, fixed and child fixed options.
- Groups banking and non banking services into tailored Start, Premium and other packages.
Cons
- Focuses on one national market, which limits use for people living elsewhere.
- Requires an internet connection for mobile banking, so offline use is not possible.
Who it suits
- Residents managing everyday accounts and cards in Bosnia and Herzegovina
- Families and students seeking grouped banking packages
- Savers using frequent, fixed or child savings models
Who should look elsewhere
- People seeking banking outside Bosnia and Herzegovina
How ASA Banka compares
Frequently asked questions
What kind of bank is ASA Banka?+
ASA Banka is a domestic bank in Bosnia and Herzegovina that serves individuals with accounts, cards, savings and loans. It also provides mobile banking and online banking alongside a network of branches and machines across the country.
Which products does ASA Banka cover alongside cards?+
Alongside cards, ASA Banka covers transaction accounts, frequent savings, fixed deposits and child fixed savings. It also offers product packages such as Start, Premium, Vip, pensioner and student options, plus loans for education, housing and general needs.
Where does ASA Banka provide branch and machine access?+
ASA Banka provides branch and machine access across Bosnia and Herzegovina. The network supports cash withdrawals and everyday account handling without travelling to a single central location. Customers use nearby locations for routine banking within the country.
How does mobile banking function for customers?+
Mobile banking allows customers to pay and review accounts and transactions from home, nature, the office or abroad. It shows all accounts and related products in real time and needs only an internet connection to operate.
Sources
- asabanka.ba/debitne-kartice/mastercard-debitna-kartica checked September 26, 2026
Backs: Card type, Card network
“Mastercard i VISA debitna kartica”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.