Alfa-Bank review
Updated October 14, 2026 · HodlCue Editorial Team
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Our verdict
Alfa Bank’s listed phone-number transfers are free to yourself up to RUB 30 million per month.
Key facts
- Best for
- Alfa Bank customers comparing phone-number transfers and in-app bill payments.
- Card type
- Debit↗
- Founded
- 1990↗
- Official website
- alfabank.ru
Facts checked September 26, 2026, 1 source
Pros and cons
Pros
- Transfer thresholds and the stated cap are specified
- Several bill-payment categories are listed as commission-free in the app
Cons
- Transfers to another person above RUB 100,000 per month carry the listed charge
Who it suits
- Alfa Bank customers comparing phone-number transfers and in-app bill payments.
Fees
Alfa Bank’s listed phone-number transfers are free to yourself up to RUB 30 million per month. Transfers to another person are free up to RUB 100,000 per month; above that amount, the listed charge is 0.5%, capped at RUB 1,500. The app and Alfa-Online list utility, internet, tax, education and traffic-fine payments without a commission.
How Alfa-Bank compares
Where Alfa-Bank is available
- Licence in Russia
- Central Bank of the Russian Federation (1326), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
When was Alfa-Bank founded?+
Alfa-Bank was founded in 1990. (Source, checked September 26, 2026)
Sources
- alfabank.ru/en/investments checked September 26, 2026
Backs: Licences
- indoleads.com/blog/new-offer-launched-alfa-bank-credit-ca... checked September 26, 2026
Backs: Card type, Founded
“Bank cards: debit, credit, salary, instant”
Compiled from 2 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.
Alfa-Bank
Alfa Bank customers comparing phone-number transfers and in-app bill payments.