ACB Grenada Bank review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
ACB Grenada Bank suits business account holders who want a plain Visa debit card with no monthly charge, and a currency conversion fee of 1%. Its XCD 0 free ATM allowance keeps everyday spending predictable, though the card is built for Grenada rather than for a wide multi-currency set of markets.
Key facts
- Best for
- Business accounts wanting a free Visa debit card with predictable conversion costs
- Monthly fee
- EC$0↗
- Currency conversion fee
- 1%↗
- Free ATM withdrawals
- EC$0↗
- Card type
- Debit↗
- Card network
- Visa↗
- Currencies
- 2↗
- Legal entity
- ACB Grenada Bank Ltd↗
- Headquarters
- Grenada↗
- Founded
- 2021↗
- Support channels
- Email, Phone, Help-centre↗
- Features
- Travel
- Audience
- Business
- Official website
- gd.acbonline.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- LinkedInyoutube.com
Pros and cons
Pros
- Monthly fee of XCD 0 on the business account
- Free ATM withdrawals of XCD 0
- Currency conversion fee of 1%
- A debit card on the Visa network, which most terminals and ATMs accept
Cons
- Currency conversion sits at 1%, above the site median of 1%
- Free ATM withdrawals are XCD 0, under the site median of €0
- Card currencies cover 2 options, so card spending abroad often triggers 1%
Who it suits
- Business account holders, the audience the card is built for
- Grenada firms paying suppliers abroad
- Travellers wanting a Visa debit card and a small conversion fee
Who should look elsewhere
- Wise, if you need a wider set of card currencies for frequent overseas spending
- Monzo Flex, if you want a card and current account in one with more travel features
- Bitpanda, if buying and holding crypto sits alongside the card
Trading and withdrawal fees
The account carries a monthly fee of XCD 0, so running the card costs nothing to hold. Currency conversion is charged at 1% whenever a purchase settles in a currency other than the ones the account holds, and 2 card currencies are covered. ATM withdrawals are free up to XCD 0. The site median for conversion fees is 1%, so card costs here sit above the middle of the field.
How ACB Grenada Bank compares
8.6 vs 9.4
8.6 vs 9.0
8.6 vs 8.2
8.6 vs 9.5
8.6 vs 9.6
8.6 vs 9.0
8.6 vs 9.1Its monthly fee is €0, with a card aimed at buying crypto as well as spending.
8.6 vs 8.9
8.6 vs 8.1
8.6 vs 8.2
8.6 vs 9.5
8.6 vs 9.4
8.6 vs 9.2
8.6 vs 9.1
8.6 vs 9.0
8.6 vs 8.9- 8.6 vs 8.8
8.6 vs 8.8
8.6 vs 8.6
8.6 vs 8.5
8.6 vs 8.3
Where ACB Grenada Bank is available
- Available
- Antigua and Barbuda, Grenada
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the ACB Grenada Bank card cost each month?+
The business account carries a monthly fee of XCD 0, so holding the card adds no recurring cost. The only charge to watch is currency conversion, which applies when a purchase settles in a currency the account does not hold.
How much is the currency conversion fee?+
Conversion costs 1% on spending in a currency the account does not hold, and the card covers 2 currencies. That sits above the 1% site median, so holding balances in the currency you spend in keeps costs down.
Are ATM withdrawals free?+
Withdrawals are free up to XCD 0. The site median for free allowances is €0, so the free part is smaller than a typical allowance and further withdrawals carry a charge.
What type of card is it and which network does it run on?+
It is a debit card on the visa network. That network is the most common one on the site, listed at 57.6%, so it is widely accepted at terminals and cash machines.
Who is the card aimed at?+
The card is built for business users, and the legal entity behind it is ACB Grenada Bank Ltd. It is aimed at companies in Grenada rather than at personal accounts.
Which regulator licenses the bank?+
The bank is licensed in Antigua and Barbuda, under a licence to carry on banking business granted to Antigua Commercial Bank Ltd, with the banking licence document linked from its pages. Protection scheme terms are not spelled out in the published details.
When was the bank founded and where is it based?+
ACB Grenada Bank Ltd was founded in 2021 and is headquartered in Grenada, with its smart card range aimed at business customers in that market.
How do you get help from the bank?+
Support runs on email, phone and help centre, which covers phone, email and a help centre. A phone line and a self-service help centre are both among the most common support routes on the site.
Sources
- gd.acbonline.com checked September 26, 2026
Backs: Legal entity, Support channels
“ACB Grenada Bank Ltd remains committed to be agile and nimble in our approach”
- gd.acbonline.com/about-acb-grenada-bank-ltd checked September 26, 2026
Backs: Founded, Licences
“In April of that same year, the Bank acquired the assets of RBC in Antigua & Barbuda and in Grenada, thus expanding into the OECS, and trading as ACB Caribbean and ACB Grenada Bank respectively.”
- gd.acbonline.com/personal/acb-grenada-bank-fees checked September 26, 2026
Backs: Free ATM withdrawals, Audience, Currencies, Currency conversion fee
“DEBIT CARD - Transaction Fee (ACB ATMs) $0”
- gd.acbonline.com/personal/acb-smart-cards checked September 26, 2026
Backs: Card type, Features, Headquarters, Monthly fee, Card network
“The ACB Smart Card is a Chip & Pin Contactless International Debit Card.”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
ACB Grenada Bank
Business accounts wanting a free Visa debit card with predictable conversion costs