ABN AMRO Zakelijk review

The business card carries a monthly fee of €1.50. That is the standing charge for the account and card together. On the same comparison, Monzo Flex lists £0 and Wise lists £0, so the fee is the main thing to weigh before opening an account.

It is not a crypto card. The card type is debit, so spending draws on the business account and there is no crypto balance attached. Anyone who wants to buy, hold or spend digital assets should look at a crypto platform instead; Bitpanda on this comparison lists €0 a month.

The stated audience is business, so the card is aimed at companies rather than personal users. The home market is NL, which means Dutch business banking is the frame here. A freelancer or a household shopping for a personal card will find a different set of products more suitable.

The account belongs to ABN AMRO Bank N.V., a Dutch bank, and the regulators listed in the Netherlands are De Nederlandsche Bank and the Autoriteit Financiele Markten. Its Autoriteit Financiele Markten licence number is 12020215. Because the balance is a bank deposit rather than a crypto wallet balance, company funds sit with a supervised bank rather than an exchange.

Support channels include chat, phone and help centre, so a business customer can reach the bank by chat or phone, work through the help centre, or ask the community. There is more than one route to an answer, which matters when a company card stops working mid-week.

The fee here is €1.50. On the same comparison, Monzo Flex lists £0, Wise lists £0 and Bitpanda lists €0, so the card sits above every alternative on monthly cost. The cost score recorded for this brand is 1.7.

The account is held at ABN AMRO Bank N.V., whose home country is NL. That makes the provider a Dutch bank rather than a fintech or an exchange, and the support service around it covers chat, phone and help centre. Business customers get the same regulated bank behind the card, whatever the card is used for day to day.