Updated September 28, 2026 · HodlCue Editorial Team
Aave vs Jito
Aave
Higher score in this comparison
Jito
Aave vs Jito: the differences
| Compare | AaveReviewSee alternativesSee alternatives | JitoReviewSee alternativesSee alternatives |
|---|---|---|
| Supported assets | AUSDC, AUSDT, AWETH, GHO | SOL, JitoSOL |
| Yield | Not confirmed | 6.3% to 7.9% |
| Lock-up terms | Not confirmed | No lockups |
Same on both: Custody (Non custodial).
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Key differences
- Supported assets: only Aave offers AUSDC, AUSDT, AWETH.
- Supported assets: only Jito offers SOL, JitoSOL.
Our verdict on each
Aave
Aave suits holders who want a non-custodial earn account and are willing to manage their own wallet key. Custody is non custodial and the asset list is limited to aUSDC, aUSDT and aWETH, so it trades breadth for control and sits apart from the custodial platforms most savers use.
Jito
Jito turns SOL into JitoSOL through liquid staking, and it suits holders who want staking yield without handing their tokens to a company. Custody is non custodial, the lock-up terms are No lockups, and yield runs 6.3% to 7.9% against a median of 7% across the earn listings here.
Score breakdown
| Area | Aave | Jito |
|---|---|---|
| Offer | 8.8 | Not confirmed |
| Trust | 8.4 | Not confirmed |
How they place
| Ranking | Aave | Jito |
|---|---|---|
| Crypto staking and earn | 93 of 179 | 136 of 179 |
Every fact side by side
| Fact | Aave | Jito |
|---|---|---|
| Features | Not confirmed | Liquid staking |
| Legal entity | Aave Labs | Not confirmed |
| Founded | 2020 | Not confirmed |
| Support channels | Help centre | Help centre |
Where each stands against the rest
| Fact | Aave | Jito | Median |
|---|---|---|---|
| Yield | Not confirmed | 6.3% to 7.9%below the median | 8 |
Median across 69 listed providers.
Pros and cons
Aave
Pros
- Custody is non custodial, so the deposit never leaves the holder's control.
- A short, deliberate asset list of aUSDC, aUSDT and aWETH keeps the choice easy to weigh.
- A named operator sits behind the product: Aave Labs, working since 2020.
Cons
- Support runs on a help centre only, so help is written and asynchronous.
- The asset list stops at aUSDC, aUSDT and aWETH, so coins outside that set are out of reach.
- Custody is non custodial, which puts key handling and network choice on the holder rather than on a support team.
Jito
Pros
- Liquid staking: SOL deposited leaves as JitoSOL, and custody stays non custodial
- No lockups, so the position can be sold or unstaked whenever the holder wants
- Yield of 6.3% to 7.9% on the Solana side, in the middle of the earn listings here at 7%
Cons
- A narrow asset focus: SOL and JitoSOL is the whole exposure offered
- Support runs on help centre only, with no live channel listed
- The liquid staking model covers 4.2% of the earn listings here, so it is a small club
Who each suits
Aave
Who it suits
- Key holders who want to earn on aUSDC, aUSDT and aWETH while the deposit stays outside a custodian.
- Users comfortable with protocol mechanics rather than brokerage-style account handling.
- Savers who want a clear counterparty, since the operator is Aave Labs and the project dates from 2020.
Who should look elsewhere
- VaultLeap, for anyone who wants a simpler stablecoin-only earn account, since its assets are USDC.
- bunq Crypto Spain, for holders who want many stakeable networks at once, given its list of TAO, ADA and TIA.
- Bit2Me, for holders of BNB, GRT or KAVA who want their own tokens in an earn product, since its assets are BTC, ETH and B2M.
Jito
Who it suits
- SOL holders who want to stake without a fixed term
- Self-custody users who would rather hold JitoSOL than sit on a staked position
- Anyone comparing Solana staking options and weighing flexibility against rate
Who should look elsewhere
- Bit2Me, if a wider coin list and yield of 0.5% to 19.2% matter more than Solana exposure
- bunq Crypto Spain, if a bank app with a stated 8.25% fits the use better
- VaultLeap, if earning on USDC suits the plan
Questions about each
Aave
Does Aave hold the deposit, or do I keep the keys?+
Custody is non custodial: the deposit is made from and returned to your own wallet, and no intermediary takes it into its own name. The trade-off is that recovery sits with you, so a lost key or a deposit sent on the wrong network is something the help centre cannot reverse.
Which assets can I earn on?+
The listed assets are aUSDC, aUSDT and aWETH. That is a short set built around stablecoin balances, a wrapped ether position and another stablecoin, so choosing Aave means picking a few familiar assets over a long tail of coins.
Jito
What does Jito do with SOL?+
Jito takes SOL and returns JitoSOL through liquid staking, and both SOL and JitoSOL make up the listed exposure. Custody is non custodial, so the tokens stay with the holder rather than in an account held for them. Yield on this route runs 6.3% to 7.9%.
Is there a lock-up period?+
No. The lock-up terms are listed as No lockups, which is why the position suits anyone who may need to move funds quickly. There is no fixed term to sit through before selling or unstaking, and the JitoSOL token trades like any other token.
Other options to compare
Aave
Jito