Best Crypto Cards for Cashback Rewards
This post lists and compares crypto cards with generous cashback rewards. It explains the terms, staking requirements, and how to maximize earnings.
Many crypto cards offer cashback in Bitcoin or other cryptocurrencies. This can be a way to accumulate more assets while spending. Here are some of the best options currently available.
Crypto.com Visa Card
Offers up to 8% cashback on spending, depending on how much CRO you stake. The higher the stake, the better the rewards. Also includes free Spotify and Netflix for higher tiers. Note that cashback is paid in CRO, which can fluctuate.
Binance Card
Gives up to 8% cashback in BNB, with no minimum spending requirement. However, there are monthly caps. The card is available in many countries but has limited availability. Cashback is credited daily.
Coinbase Card
Offers up to 4% cashback in various cryptocurrencies, with no staking required. You can choose which crypto you want to earn. It's available in the US and some European countries. The card supports multiple cryptos for spending.
Plutus Card
Provides up to 3% cashback in PLU tokens, plus perks like free Netflix or Amazon Prime. No staking required for basic rewards. The card is available in the UK and Europe. You can also earn additional rewards by staking PLU.
How to Choose
Consider the cashback percentage, but also look at the token you earn. If you believe in the token's long-term value, it might be worth more. Also check fees: some cards have monthly fees unless you stake. Choose a card that aligns with your spending habits and crypto portfolio.
Maximizing Cashback
Use your card for everyday purchases like groceries, bills, and dining. Pay off the balance (top up) regularly. Some cards have bonus categories or limited-time promotions. Stay informed to maximize your earnings.